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ELMFF vs BTI: Dividend Comparison 2026

ELMFF yields 59.70% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ELMFF wins by $604.4K in total portfolio value
10 years
ELMFF
ELMFF
● Live price
59.70%
Share price
$3.35
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$642.1K
Annual income
$149,490.77
Full ELMFF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ELMFF vs BTI

📍 ELMFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodELMFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ELMFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ELMFF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ELMFF
Annual income on $10K today (after 15% tax)
$5,074.63/yr
After 10yr DRIP, annual income (after tax)
$127,067.15/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ELMFF beats the other by $124,698.51/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ELMFF + BTI for your $10,000?

ELMFF: 50%BTI: 50%
100% BTI50/50100% ELMFF
Portfolio after 10yr
$339.9K
Annual income
$76,138.70/yr
Blended yield
22.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ELMFF
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ELMFF buys
0
BTI buys
0
No recent congressional trades found for ELMFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricELMFFBTI
Forward yield59.70%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$642.1K$37.7K
Annual income after 10y$149,490.77$2,786.64
Total dividends collected$531.9K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ELMFF vs BTI ($10,000, DRIP)

YearELMFF PortfolioELMFF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$16,670$5,970.15$11,299$598.92+$5.4KELMFF
2$27,138$9,301.24$12,794$703.91+$14.3KELMFF
3$43,189$14,151.43$14,518$829.07+$28.7KELMFF
4$67,261$21,048.01$16,513$978.64+$50.7KELMFF
5$102,603$30,634.54$18,827$1,157.84+$83.8KELMFF
6$153,460$43,674.54$21,518$1,373.12+$131.9KELMFF
7$225,251$61,048.98$24,657$1,632.46+$200.6KELMFF
8$324,765$83,746.44$28,329$1,945.74+$296.4KELMFF
9$460,345$112,845.66$32,637$2,325.33+$427.7KELMFF
10$642,060$149,490.77$37,708$2,786.64+$604.4KELMFF

ELMFF vs BTI: Complete Analysis 2026

ELMFFStock

ELMO Software Limited provides software-as-a-service, cloud-based human resource (HR), payroll, and expense management solutions in Australia, New Zealand, the United Kingdom, and internationally. It operates in two segments, Small Business Solution and Mid-Market Solution. The company develops, sells, and implements various modular software applications to manage HR, payroll, and expense management related processes, including recruitment, onboarding, performance management, learning management, rewards and recognition, experience, course builder, pre-built courses, video library, remuneration, predictive people analytics, succession management, and rostering/time and attendance. It also provides HR Core for people management, and employee and manager self-service; Hybrid Work, a tool to manage capacity restrictions and make scheduling for teams across the organization; Wellbeing that offers employees with health and wellbeing resources; and HR Survey to conduct and manage staff surveys. The company was incorporated in 2002 and is based in Sydney, Australia.

Full ELMFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.