HomeCompareEMCF vs NNN

EMCF vs NNN: Dividend Comparison 2026

EMCF yields 68.61% · NNN yields 5.68%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EMCF wins by $159.75M in total portfolio value
10 years
EMCF
EMCF
● Live price
68.61%
Share price
$31.60
Annual div
$21.68
5Y div CAGR
22.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$159.78M
Annual income
$115,005,568.27
Full EMCF calculator →
NNN
NNN REIT Inc.
● Live price
5.68%
Share price
$41.89
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$2,637.42
Full NNN calculator →

Portfolio growth — EMCF vs NNN

📍 EMCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMCFNNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EMCF + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMCF pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMCF
Annual income on $10K today (after 15% tax)
$5,831.65/yr
After 10yr DRIP, annual income (after tax)
$97,754,733.03/yr
NNN
Annual income on $10K today (after 15% tax)
$482.93/yr
After 10yr DRIP, annual income (after tax)
$2,241.81/yr
At 15% tax rate, EMCF beats the other by $97,752,491.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMCF + NNN for your $10,000?

EMCF: 50%NNN: 50%
100% NNN50/50100% EMCF
Portfolio after 10yr
$79.90M
Annual income
$57,504,102.84/yr
Blended yield
71.97%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

EMCF
No analyst data
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+7.3% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMCF buys
0
NNN buys
0
No recent congressional trades found for EMCF or NNN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMCFNNN
Forward yield68.61%5.68%
Annual dividend / share$21.68$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.1%8.6%
Portfolio after 10y$159.78M$25.6K
Annual income after 10y$115,005,568.27$2,637.42
Total dividends collected$155.59M$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: EMCF vs NNN ($10,000, DRIP)

YearEMCF PortfolioEMCF Income/yrNNN PortfolioNNN Income/yrGap
1← crossover$19,077$8,376.99$10,737$617.02+$8.3KEMCF
2$38,648$18,236.00$11,577$710.93+$27.1KEMCF
3$83,512$42,158.28$12,538$822.59+$71.0KEMCF
4$193,310$103,951.94$13,645$956.06+$179.7KEMCF
5$481,422$274,580.27$14,925$1,116.51+$466.5KEMCF
6$1,295,442$780,320.52$16,415$1,310.57+$1.28MEMCF
7$3,782,179$2,396,056.69$18,158$1,546.77+$3.76MEMCF
8$12,029,694$7,982,762.21$20,213$1,836.20+$12.01MEMCF
9$41,845,044$28,973,271.57$22,649$2,193.37+$41.82MEMCF
10$159,779,766$115,005,568.27$25,558$2,637.42+$159.75MEMCF

EMCF vs NNN: Complete Analysis 2026

EMCFStock

Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, consumer loans, and loans to one borrower. The company operates a network of 19 retail branch offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, and Pennsylvania. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania.

Full EMCF Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.