HomeCompareEMLZF vs GBDC

EMLZF vs GBDC: Dividend Comparison 2026

EMLZF yields 2.12% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.72M in total portfolio value
10 years
EMLZF
EMLZF
● Live price
2.12%
Share price
$969.44
Annual div
$20.55
5Y div CAGR
37.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.8K
Annual income
$11,182.78
Full EMLZF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — EMLZF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMLZFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EMLZF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMLZF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMLZF
Annual income on $10K today (after 15% tax)
$180.14/yr
After 10yr DRIP, annual income (after tax)
$9,505.36/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,921,368.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMLZF + GBDC for your $10,000?

EMLZF: 50%GBDC: 50%
100% GBDC50/50100% EMLZF
Portfolio after 10yr
$10.41M
Annual income
$8,200,223.09/yr
Blended yield
78.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

EMLZF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
5.0
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMLZF buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMLZFGBDC
Forward yield2.12%11.85%
Annual dividend / share$20.55$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.6%51.1%
Portfolio after 10y$53.8K$20.78M
Annual income after 10y$11,182.78$16,389,263.41
Total dividends collected$30.1K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: EMLZF vs GBDC ($10,000, DRIP)

YearEMLZF PortfolioEMLZF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,992$291.61$12,490$1,790.28$1.5KGBDC
2$12,173$412.19$16,522$3,157.73$4.3KGBDC
3$13,612$587.06$23,578$5,898.68$10.0KGBDC
4$15,409$844.20$37,115$11,886.75$21.7KGBDC
5$17,717$1,228.95$66,136$26,423.57$48.4KGBDC
6$20,774$1,817.07$137,257$66,491.44$116.5KGBDC
7$24,968$2,739.94$341,734$194,868.54$316.8KGBDC
8$30,951$4,234.88$1,050,788$685,133.02$1.02MGBDC
9$39,869$6,750.89$4,099,314$2,974,971.01$4.06MGBDC
10$53,842$11,182.78$20,775,530$16,389,263.41$20.72MGBDC

EMLZF vs GBDC: Complete Analysis 2026

EMLZFStock

Emmi AG, together with its subsidiaries, develops, produces, and markets a range of dairy and fresh products primarily in Switzerland, North and South America, Africa, Asia/Pacific, and the rest of Europe. The company operates through Dairy Products, Cheese, Fresh Products, Fresh Cheese, Powder/Concentrates, and Other Products/Services segments. It offers goat milk, cream, butter, cheese, desserts, ice cream, yogurt. The company also exports its products to approximately 60 countries. The company was founded in 1993 and is headquartered in Lucerne, Switzerland. Emmi AG is a subsidiary of ZMP Invest AG.

Full EMLZF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.