HomeCompareEMRAF vs ARCC

EMRAF vs ARCC: Dividend Comparison 2026

EMRAF yields 4.58% · ARCC yields 10.65%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EMRAF wins by $22.0K in total portfolio value· pulled ahead in Year 2
10 years
EMRAF
EMRAF
● Live price
4.58%
Share price
$45.13
Annual div
$2.07
5Y div CAGR
19.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.5K
Annual income
$5,814.91
Full EMRAF calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — EMRAF vs ARCC

📍 EMRAF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEMRAFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EMRAF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EMRAF pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EMRAF
Annual income on $10K today (after 15% tax)
$389.08/yr
After 10yr DRIP, annual income (after tax)
$4,942.67/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, EMRAF beats the other by $4,941.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EMRAF + ARCC for your $10,000?

EMRAF: 50%ARCC: 50%
100% ARCC50/50100% EMRAF
Portfolio after 10yr
$35.5K
Annual income
$2,908.02/yr
Blended yield
8.19%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

EMRAF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.7
Piotroski
7/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EMRAF buys
0
ARCC buys
0
No recent congressional trades found for EMRAF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEMRAFARCC
Forward yield4.58%10.65%
Annual dividend / share$2.07$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.9%-50%
Portfolio after 10y$46.5K$24.5K
Annual income after 10y$5,814.91$1.14
Total dividends collected$22.3K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: EMRAF vs ARCC ($10,000, DRIP)

YearEMRAF PortfolioEMRAF Income/yrARCC PortfolioARCC Income/yrGap
1$11,249$548.82$11,373$532.74$124.00ARCC
2← crossover$12,728$691.79$12,608$279.46+$120.00EMRAF
3$14,496$877.13$13,809$142.90+$687.00EMRAF
4$16,630$1,119.42$15,042$72.20+$1.6KEMRAF
5$19,233$1,439.05$16,341$36.27+$2.9KEMRAF
6$22,445$1,864.95$17,732$18.18+$4.7KEMRAF
7$26,455$2,438.71$19,231$9.10+$7.2KEMRAF
8$31,527$3,220.94$20,851$4.55+$10.7KEMRAF
9$38,036$4,301.35$22,605$2.28+$15.4KEMRAF
10$46,513$5,814.91$24,504$1.14+$22.0KEMRAF

EMRAF vs ARCC: Complete Analysis 2026

EMRAFStock

Emera Incorporated, an energy and services company, through its subsidiaries, engages in the generation, transmission, and distribution of electricity to various customers. The company operates through Florida Electric Utility, Canadian Electric Utilities, Other Electric Utilities, Gas Utilities and Infrastructure, and Other segments. It generates electricity through coal-fired, natural gas and/or oil, hydro, wind, solar, petroleum coke, and biomass-fueled power plants. The company is also involved in the purchase, transmission, distribution, and sale of natural gas; and the provision of energy marketing, trading, and other energy asset management services. In addition, it transports re-gasified liquefied natural gas from Saint John, New Brunswick to consumers in the northeastern United States through its 145-kilometer pipeline. As of December 31, 2021, the company's electric utilities served approximately 810,600 customers in West Central Florida; 536,000 customers in Nova Scotia; 132,000 customers in the island of Barbados; 19,000 customers in the Grand Bahama Island; and 35,700 customers in the island of Dominica, as well as gas utilities and infrastructure served approximately 445,000 customers across Florida and 542,000 customers in New Mexico. It also provides insurance and reinsurance services to Emera and its affiliates, as well as offers financing services. The company was incorporated in 1998 and is headquartered in Halifax, Canada.

Full EMRAF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.