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EPRT vs UDR: Dividend Comparison 2026

EPRT yields 3.92% · UDR yields 5.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $13.7K in total portfolio value· pulled ahead in Year 6
10 years
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →

Portfolio growth — EPRT vs UDR

📍 EPRT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEPRTUDR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EPRT + UDR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EPRT pays
UDR pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
At 15% tax rate, EPRT beats the other by $5,347.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EPRT + UDR for your $10,000?

EPRT: 50%UDR: 50%
100% UDR50/50100% EPRT
Portfolio after 10yr
$56.6K
Annual income
$9,694.91/yr
Blended yield
17.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EPRT buys
0
UDR buys
9
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-10-31
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-10-10
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-09-06
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-08-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEPRTUDR
Forward yield3.92%5.11%
Annual dividend / share$1.21$1.72
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29%19.3%
Portfolio after 10y$63.4K$49.7K
Annual income after 10y$12,840.73$6,549.10
Total dividends collected$37.9K$25.0K
Payment frequencyquarterlyquarterly
SectorREITREIT
Analyst consensusBuyBuy
Analyst price target$35.50$41.10

Year-by-year: EPRT vs UDR ($10,000, DRIP)

YearEPRT PortfolioEPRT Income/yrUDR PortfolioUDR Income/yrGap
1$11,205$505.18$11,310$609.61$105.00UDR
2$12,672$682.46$12,870$768.70$198.00UDR
3$14,490$930.48$14,746$975.32$256.00UDR
4$16,786$1,282.69$17,024$1,245.96$238.00UDR
5$19,753$1,791.56$19,820$1,603.81$67.00UDR
6← crossover$23,677$2,541.64$23,289$2,081.81+$388.00EPRT
7$29,008$3,672.99$27,647$2,727.39+$1.4KEPRT
8$36,463$5,425.08$33,192$3,609.90+$3.3KEPRT
9$47,238$8,221.57$40,348$4,832.15+$6.9KEPRT
10$63,385$12,840.73$49,721$6,549.10+$13.7KEPRT

EPRT vs UDR: Complete Analysis 2026

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.