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ERMAF vs MO: Dividend Comparison 2026

ERMAF yields 3.07% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ERMAF wins by $465.91M in total portfolio value
10 years
ERMAF
ERMAF
● Live price
3.07%
Share price
$55.45
Annual div
$1.70
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$465.99M
Annual income
$438,556,571.04
Full ERMAF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — ERMAF vs MO

📍 ERMAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERMAFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERMAF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERMAF pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERMAF
Annual income on $10K today (after 15% tax)
$261.06/yr
After 10yr DRIP, annual income (after tax)
$372,773,085.38/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, ERMAF beats the other by $372,748,462.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERMAF + MO for your $10,000?

ERMAF: 50%MO: 50%
100% MO50/50100% ERMAF
Portfolio after 10yr
$233.03M
Annual income
$219,292,769.79/yr
Blended yield
94.10%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ERMAF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.2
Piotroski
2/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERMAF buys
0
MO buys
0
No recent congressional trades found for ERMAF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERMAFMO
Forward yield3.07%6.27%
Annual dividend / share$1.70$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$465.99M$77.7K
Annual income after 10y$438,556,571.04$28,968.54
Total dividends collected$463.96M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ERMAF vs MO ($10,000, DRIP)

YearERMAF PortfolioERMAF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,314$614.25$10,558$768.31+$756.00ERMAF
2$13,405$1,299.02$11,352$1,015.87+$2.1KERMAF
3$17,220$2,876.81$12,482$1,367.86+$4.7KERMAF
4$25,333$6,907.58$14,103$1,883.39+$11.2KERMAF
5$46,101$18,994.26$16,472$2,664.91+$29.6KERMAF
6$113,936$64,607.80$20,024$3,897.79+$93.9KERMAF
7$420,368$298,456.51$25,537$5,933.74+$394.8KERMAF
8$2,508,035$2,058,240.95$34,478$9,476.77+$2.47MERMAF
9$25,636,962$22,953,365.39$49,776$16,022.63+$25.59MERMAF
10$465,988,121$438,556,571.04$77,699$28,968.54+$465.91MERMAF

ERMAF vs MO: Complete Analysis 2026

ERMAFStock

ERAMET S.A. operates as a mining and metallurgical company worldwide. The company extracts and processes manganese ore, nickel ore, and mineral sands. It also produces ferronickel, high purity nickel metal, nickel salts, nickel and cobalt chlorides, nickel carbonate, nickel ferroalloys, and other metallic salts used in stainless steel, catalysis and pigments, and alloy steel and casting; manganese alloys, such as high-carbon ferromanganese, silicomanganese, low and medium-carbon ferromanganese, and low-carbon silicomanganese for use in batteries, fertilizers, pigments, different reagents, construction, and automotive industries; and mineral sands, such as titanium dioxide, high-purity pig iron, zircon, and ilmenite used in ceramics and pigments. In addition, it operates Moanda mine in Gabon; nickel mines in New Caledonia and Indonesia; and mineral sand mine in Senegal and Argentina. ERAMET S.A. was incorporated in 1880 and is headquartered in Paris, France.

Full ERMAF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.