Is ERMG or BTI a better dividend investment in 2026?

ERMG currently yields 1000000.00% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: ERMG offers higher current income.

What is the dividend yield difference between ERMG and BTI?

ERMG has a forward dividend yield of 1000000.00% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 999994.60 percentage points.

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ERMG vs BTI: Dividend Comparison 2026

ERMG yields 1000000.00% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ERMG wins by $4.7683925249533696e+36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ERMG

● Live price

1000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.7683925249533696e+36M

Annual income

$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00

Full ERMG calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — ERMG vs BTI

📍 ERMG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ERMG	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ERMG + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ERMG pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERMG

Annual income on $10K today (after 15% tax)

$85,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, ERMG beats the other by $4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ERMG + BTI for your $10,000?

ERMG: 50%BTI: 50%

100% BTI50/50100% ERMG

Portfolio after 10yr

$2.3841962624766848e+36M

Annual income

$2,383,727,347,228,033,600,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ERMG

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERMG buys

BTI buys

No recent congressional trades found for ERMG or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricERMGBTI

Forward yield	1000000.00% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$4.7683925249533696e+36M	$37.8K ✓
Annual income after 10y	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00 ✓	$2,802.29
Total dividends collected	$4.7683311610149396e+36M	$14.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: ERMG vs BTI ($10,000, DRIP)

Year	ERMG Portfolio	ERMG Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$100,010,700	$100,000,000.00	$11,301	$601.08	+$100.00M → ERMG
2	$934,786,450,701	$934,679,439,252.34	$12,799	$706.58	+$934786.44M → ERMG
3	$8,165,787,108,578,292	$8,164,786,887,076,042.00	$14,527	$832.38	+$8165787108.56M → ERMG
4	$66,665,884,190,957,650,000	$66,657,146,798,751,470,000.00	$16,527	$982.75	+$66665884190957.63M → ERMG
5	$508,662,171,058,048,100,000,000	$508,590,838,561,963,700,000,000.00	$18,846	$1,162.95	+$508662171058048128.00M → ERMG
6	$3,627,235,248,428,489,700,000,000,000	$3,626,690,979,905,457,600,000,000,000.00	$21,545	$1,379.49	+$3.62723524842849e+21M → ERMG
7	$24,173,681,159,150,610,000,000,000,000,000	$24,169,800,017,434,790,000,000,000,000,000.00	$24,694	$1,640.41	+$2.417368115915061e+25M → ERMG
8	$150,567,402,861,454,640,000,000,000,000,000,000	$150,541,537,022,614,370,000,000,000,000,000,000.00	$28,378	$1,955.69	+$1.5056740286145463e+29M → ERMG
9	$876,477,100,281,847,600,000,000,000,000,000,000,000	$876,315,993,160,785,800,000,000,000,000,000,000,000.00	$32,702	$2,337.79	+$8.764771002818475e+32M → ERMG
10	$4,768,392,524,953,369,600,000,000,000,000,000,000,000,000	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00	$37,794	$2,802.29	+$4.7683925249533696e+36M → ERMG

ERMG vs BTI: Complete Analysis 2026

ERMG — Stock

ERecord Management, Inc. operates as a healthcare consulting company. It offers EMR solutions to healthcare providers in terms of health information systems and services; PMS solutions for enterprise appointment scheduling; and MRI solutions, which include MRI technology and PACS system software, as well as various installation, management, and daily staffing. The company also provides training, implementation, technical support, remote troubleshooting, and corporate office training services. ERecord Management focuses on solutions for electronic medical records, practice management systems, information technology security and audit services, and various other components of HIPAA compliance requirements. The company was founded in 2001. It was formerly known as R-Tec Technologies, Inc. and changed its name to ERecord Management, Inc. in January 2008. ERecord Management is based in Oak Park, California.

Full ERMG Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.