HomeCompareESBS vs EQR

ESBS vs EQR: Dividend Comparison 2026

ESBS yields 29.85% · EQR yields 4.73%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ESBS wins by $90.8K in total portfolio value
10 years
ESBS
ESBS
● Live price
29.85%
Share price
$6.70
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.2K
Annual income
$17,289.99
Full ESBS calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — ESBS vs EQR

📍 ESBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodESBSEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ESBS + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ESBS pays
EQR pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ESBS
Annual income on $10K today (after 15% tax)
$2,537.31/yr
After 10yr DRIP, annual income (after tax)
$14,696.49/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, ESBS beats the other by $11,449.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ESBS + EQR for your $10,000?

ESBS: 50%EQR: 50%
100% EQR50/50100% ESBS
Portfolio after 10yr
$85.8K
Annual income
$10,554.79/yr
Blended yield
12.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

ESBS
No analyst data
Altman Z
0.2
Piotroski
4/9
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ESBS buys
0
EQR buys
0
No recent congressional trades found for ESBS or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricESBSEQR
Forward yield29.85%4.73%
Annual dividend / share$2.00$2.77
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$131.2K$40.5K
Annual income after 10y$17,289.99$3,819.61
Total dividends collected$89.4K$16.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: ESBS vs EQR ($10,000, DRIP)

YearESBS PortfolioESBS Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$13,685$2,985.07$11,248$547.57+$2.4KESBS
2$18,461$3,817.85$12,701$666.53+$5.8KESBS
3$24,566$4,813.27$14,405$814.59+$10.2KESBS
4$32,272$5,986.12$16,413$999.84+$15.9KESBS
5$41,881$7,349.34$18,795$1,232.92+$23.1KESBS
6$53,726$8,913.51$21,639$1,527.95+$32.1KESBS
7$68,173$10,686.48$25,057$1,903.80+$43.1KESBS
8$85,618$12,673.05$29,197$2,385.87+$56.4KESBS
9$106,486$14,874.79$34,250$3,008.70+$72.2KESBS
10$131,230$17,289.99$40,467$3,819.61+$90.8KESBS

ESBS vs EQR: Complete Analysis 2026

ESBSStock

ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various commercial banking products and services in New York. The company offers various deposit products, including personal and business checking and money market accounts, personal and business savings accounts, individual retirement accounts, and certificates of deposits. It also provides SBA loans and lines of credit, commercial term loans, commercial letters of credit, and commercial real estate loans, as well as mortgage loans secured by one-to four-family residences. In addition, the company offers debit card, direct deposit, automatic loan payment and transfer, combined statement, remote deposit, cash and escrow management, wire transfer, night depository, and online and telephone banking services. ES Bancshares, Inc. was founded in 2004 and is based in Newburgh, New York.

Full ESBS Calculator →

EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.