HomeCompareEVBN vs MCD

EVBN vs MCD: Dividend Comparison 2026

EVBN yields 3.34% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $25.2K in total portfolio value· pulled ahead in Year 8
10 years
EVBN
EVBN
● Live price
3.34%
Share price
$39.53
Annual div
$1.32
5Y div CAGR
28.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,380.99
Full EVBN calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — EVBN vs MCD

📍 MCD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEVBNMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EVBN + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EVBN pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EVBN
Annual income on $10K today (after 15% tax)
$283.84/yr
After 10yr DRIP, annual income (after tax)
$7,973.84/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $14,319.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EVBN + MCD for your $10,000?

EVBN: 50%MCD: 50%
100% MCD50/50100% EVBN
Portfolio after 10yr
$66.0K
Annual income
$17,804.34/yr
Blended yield
26.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

EVBN
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
3/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EVBN buys
0
MCD buys
0
No recent congressional trades found for EVBN or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEVBNMCD
Forward yield3.34%2.35%
Annual dividend / share$1.32$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.8%42.3%
Portfolio after 10y$53.4K$78.5K
Annual income after 10y$9,380.99$26,227.70
Total dividends collected$29.0K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: EVBN vs MCD ($10,000, DRIP)

YearEVBN PortfolioEVBN Income/yrMCD PortfolioMCD Income/yrGap
1$11,130$430.09$10,815$334.85+$315.00EVBN
2$12,485$576.23$11,826$491.71+$659.00EVBN
3$14,137$778.09$13,123$730.06+$1.0KEVBN
4$16,188$1,060.55$14,853$1,100.07+$1.3KEVBN
5$18,783$1,461.76$17,257$1,690.61+$1.5KEVBN
6$22,139$2,041.64$20,752$2,667.01+$1.4KEVBN
7$26,585$2,896.76$26,103$4,354.83+$482.00EVBN
8← crossover$32,634$4,187.28$34,794$7,437.78$2.2KMCD
9$41,105$6,187.09$49,926$13,461.60$8.8KMCD
10$53,364$9,380.99$78,550$26,227.70$25.2KMCD

EVBN vs MCD: Complete Analysis 2026

EVBNStock

Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.

Full EVBN Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
📬

Get this EVBN vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EVBN vs SCHDEVBN vs JEPIEVBN vs OEVBN vs KOEVBN vs MAINEVBN vs YUMEVBN vs QSREVBN vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.