HomeCompareEXC vs SJW

EXC vs SJW: Dividend Comparison 2026

EXC yields 3.30% · SJW yields 2.99%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $27.2K in total portfolio value
10 years
EXC
EXC
● Live price
3.30%
Share price
$49.11
Annual div
$1.62
5Y div CAGR
4.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$671.89
Full EXC calculator →
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →

Portfolio growth — EXC vs SJW

📍 SJW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEXCSJW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EXC + SJW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EXC pays
SJW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXC
Annual income on $10K today (after 15% tax)
$280.39/yr
After 10yr DRIP, annual income (after tax)
$571.11/yr
SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
At 15% tax rate, SJW beats the other by $7,747.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXC + SJW for your $10,000?

EXC: 50%SJW: 50%
100% SJW50/50100% EXC
Portfolio after 10yr
$39.8K
Annual income
$5,229.20/yr
Blended yield
13.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EXC right now

EXC
Analyst Ratings
17
Buy
16
Hold
2
Sell
Consensus: Buy
Price Target
$50.55
+2.9% upside vs current
Range: $39.00 — $57.00
Altman Z
0.8
Piotroski
5/9
SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXC buys
0
SJW buys
0
No recent congressional trades found for EXC or SJW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEXCSJW
Forward yield3.30%2.99%
Annual dividend / share$1.62$1.64
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR4.6%30.9%
Portfolio after 10y$26.2K$53.4K
Annual income after 10y$671.89$9,786.53
Total dividends collected$4.9K$29.2K
Payment frequencyquarterlyquarterly
SectorUtilitiesUtilities
Analyst consensusBuyHold
Analyst price target$50.55$72.75

Year-by-year: EXC vs SJW ($10,000, DRIP)

YearEXC PortfolioEXC Income/yrSJW PortfolioSJW Income/yrGap
1← crossover$11,045$345.05$11,091$391.32$46.00SJW
2$12,191$372.56$12,399$530.97$208.00SJW
3$13,446$401.98$13,993$726.13$547.00SJW
4$14,821$433.43$15,975$1,002.53$1.2KSJW
5$16,325$467.02$18,493$1,400.18$2.2KSJW
6$17,971$502.89$21,771$1,982.98$3.8KSJW
7$19,770$541.17$26,150$2,855.84$6.4KSJW
8$21,736$581.99$32,178$4,196.60$10.4KSJW
9$23,883$625.51$40,747$6,317.25$16.9KSJW
10$26,227$671.89$53,386$9,786.53$27.2KSJW

EXC vs SJW: Complete Analysis 2026

EXCUtilities

Exelon Corporation, a utility services holding company, engages in the energy generation, delivery, and marketing businesses in the United States and Canada. It owns nuclear, fossil, wind, hydroelectric, biomass, and solar generating facilities. The company also sells electricity to wholesale and retail customers; and sells natural gas, renewable energy, and other energy-related products and services. Additionally, it is involved in the purchase and regulated retail sale of electricity and natural gas; and transmission and distribution of electricity, and distribution of natural gas to retail customers. Further, the company offers support services, including legal, human resources, information technology, financial, supply management, accounting, engineering, customer operations, distribution and transmission planning, asset management, system operations, and power procurement services. It serves distribution utilities, municipalities, cooperatives, and financial institutions, as well as commercial, industrial, governmental, and residential customers. Exelon Corporation was incorporated in 1999 and is headquartered in Chicago, Illinois.

Full EXC Calculator →

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.