HomeCompareEXCH vs MCD

EXCH vs MCD: Dividend Comparison 2026

EXCH yields 2.23% · MCD yields 2.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EXCH wins by $449.6K in total portfolio value
10 years
EXCH
EXCH
● Live price
2.23%
Share price
$70.00
Annual div
$1.56
5Y div CAGR
63.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$470.6K
Annual income
$284,397.12
Full EXCH calculator →
MCD
McDonald's Corporation
● Live price
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — EXCH vs MCD

📍 EXCH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEXCHMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EXCH + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EXCH pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXCH
Annual income on $10K today (after 15% tax)
$189.43/yr
After 10yr DRIP, annual income (after tax)
$241,737.55/yr
MCD
Annual income on $10K today (after 15% tax)
$192.80/yr
After 10yr DRIP, annual income (after tax)
$554.45/yr
At 15% tax rate, EXCH beats the other by $241,183.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXCH + MCD for your $10,000?

EXCH: 50%MCD: 50%
100% MCD50/50100% EXCH
Portfolio after 10yr
$245.8K
Annual income
$142,524.71/yr
Blended yield
57.99%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

EXCH
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+19.4% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXCH buys
0
MCD buys
0
No recent congressional trades found for EXCH or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEXCHMCD
Forward yield2.23%2.27%
Annual dividend / share$1.56$6.68
Payout ratio50%72%
1-year div growth0%10%
5-year div CAGR63.3%8.5%
Portfolio after 10y$470.6K$21.0K
Annual income after 10y$284,397.12$652.30
Total dividends collected$431.3K$4.2K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: EXCH vs MCD ($10,000, DRIP)

YearEXCH PortfolioEXCH Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,064$363.93$10,726$246.11+$338.00EXCH
2$12,453$614.50$11,514$273.29+$939.00EXCH
3$14,380$1,055.57$12,371$303.73+$2.0KEXCH
4$17,247$1,860.31$13,302$337.85+$3.9KEXCH
5$21,860$3,405.17$14,317$376.12+$7.5KEXCH
6$29,976$6,586.68$15,423$419.10+$14.6KEXCH
7$45,860$13,785.00$16,631$467.42+$29.2KEXCH
8$81,256$32,185.58$17,951$521.82+$63.3KEXCH
9$173,977$87,033.18$19,396$583.12+$154.6KEXCH
10$470,552$284,397.12$20,979$652.30+$449.6KEXCH

EXCH vs MCD: Complete Analysis 2026

EXCHStock

Exchange Bankshares, Inc. operates as the holding company for Exchange Bank that provides personal and business banking products and services in Georgia. It offers checking and savings accounts; and mortgage, real estate, consumer, commercial, and home equity loans. The company also provides cash management, internet and mobile banking, travel club, bill payment, and merchant services, as well as credit cards. In addition, it offers investment management, financial advising, insurance and annuity products, retirement planning, retirement plan rollovers, business retirement plans, and life insurance services. The company was founded in 1903 and is based in Milledgeville, Georgia.

Full EXCH Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.