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EXSR vs BTI: Dividend Comparison 2026

EXSR yields 3.74% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $8.7K in total portfolio value
10 years
EXSR
EXSR
● Live price
3.74%
Share price
$138.90
Annual div
$5.20
5Y div CAGR
8.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$1,180.54
Full EXSR calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — EXSR vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEXSRBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EXSR + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EXSR pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EXSR
Annual income on $10K today (after 15% tax)
$318.21/yr
After 10yr DRIP, annual income (after tax)
$1,003.46/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,378.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EXSR + BTI for your $10,000?

EXSR: 50%BTI: 50%
100% BTI50/50100% EXSR
Portfolio after 10yr
$33.5K
Annual income
$1,991.41/yr
Blended yield
5.95%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

EXSR
No analyst data
Altman Z
-0.4
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EXSR buys
0
BTI buys
0
No recent congressional trades found for EXSR or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEXSRBTI
Forward yield3.74%5.40%
Annual dividend / share$5.20$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR8.3%11.3%
Portfolio after 10y$29.1K$37.8K
Annual income after 10y$1,180.54$2,802.29
Total dividends collected$7.3K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: EXSR vs BTI ($10,000, DRIP)

YearEXSR PortfolioEXSR Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,105$405.44$11,301$601.08$196.00BTI
2$12,339$455.73$12,799$706.58$460.00BTI
3$13,715$512.49$14,527$832.38$812.00BTI
4$15,251$576.57$16,527$982.75$1.3KBTI
5$16,968$648.96$18,846$1,162.95$1.9KBTI
6$18,886$730.77$21,545$1,379.49$2.7KBTI
7$21,032$823.28$24,694$1,640.41$3.7KBTI
8$23,432$927.94$28,378$1,955.69$4.9KBTI
9$26,119$1,046.39$32,702$2,337.79$6.6KBTI
10$29,127$1,180.54$37,794$2,802.29$8.7KBTI

EXSR vs BTI: Complete Analysis 2026

EXSRStock

Exchange Bank (Santa Rosa, CA), together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and community rebuild loan programs. It also provides business banking products and services, such as business checking and savings accounts; merchant services; business equipment leasing; commercial real estate and construction loans; and business term loans, business line of credit, and small business administration (SBA) loans, as well as vineyard, winery, and agricultural loans. In addition, the company offers debit and credit cards; online and mobile banking services; and trust administration, investment management, and estate settlement services, as well as retirement accounts and plans. As of February 25, 2022, it operated 17 branches located in Sonoma County; and a commercial branch in Roseville, California. The company was founded in 1890 and is headquartered in Santa Rosa, California. Exchange Bank (Santa Rosa, CA) operates as a subsidiary of Frank P. Doyle Trust, Article IX.

Full EXSR Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.