HomeCompareFACO vs GBDC

FACO vs GBDC: Dividend Comparison 2026

FACO yields 45.98% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.53M in total portfolio value· pulled ahead in Year 6
10 years
FACO
FACO
● Live price
45.98%
Share price
$4.35
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$319.4K
Annual income
$60,512.74
Full FACO calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — FACO vs GBDC

📍 GBDC pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFACOGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FACO + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FACO pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FACO
Annual income on $10K today (after 15% tax)
$3,908.05/yr
After 10yr DRIP, annual income (after tax)
$51,435.83/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,931,687.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FACO + GBDC for your $10,000?

FACO: 50%GBDC: 50%
100% GBDC50/50100% FACO
Portfolio after 10yr
$10.58M
Annual income
$8,255,623.29/yr
Blended yield
78.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

FACO
No analyst data
Altman Z
1.1
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FACO buys
0
GBDC buys
0
No recent congressional trades found for FACO or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFACOGBDC
Forward yield45.98%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$319.4K$20.85M
Annual income after 10y$60,512.74$16,450,733.83
Total dividends collected$249.7K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: FACO vs GBDC ($10,000, DRIP)

YearFACO PortfolioFACO Income/yrGBDC PortfolioGBDC Income/yrGap
1$15,298$4,597.70$12,492$1,791.70+$2.8KFACO
2$22,942$6,573.30$16,527$3,160.58+$6.4KFACO
3$33,761$9,213.01$23,588$5,904.90+$10.2KFACO
4$48,795$12,670.73$37,141$11,901.65+$11.7KFACO
5$69,325$17,115.07$66,205$26,463.38+$3.1KFACO
6← crossover$96,904$22,725.56$137,452$66,612.65$40.5KGBDC
7$133,375$29,687.86$342,372$195,298.53$209.0KGBDC
8$180,899$38,188.14$1,053,292$686,954.33$872.4KGBDC
9$241,969$48,406.92$4,111,439$2,984,416.95$3.87MGBDC
10$319,420$60,512.74$20,849,974$16,450,733.83$20.53MGBDC

FACO vs GBDC: Complete Analysis 2026

FACOStock

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. The company also underwrites auto and motorcycle insurance products; and renters, homeowners, commercial, pet, life, travel, outdoor vehicle, and hospital indemnity insurance products. In addition, it provides TeleMed, a subscription service that offers access to doctor for consulting, diagnosing, and prescribing medication for non-emergency illness. The company primarily distributes its products through its retail locations, as well as through call center and internet. As of December 31, 2021, it leased and operated 338 retail locations, and a call center. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee.

Full FACO Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this FACO vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FACO vs SCHDFACO vs JEPIFACO vs OFACO vs KOFACO vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.