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FAIL vs PEP: Dividend Comparison 2026

FAIL yields 0.65% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $121.3K in total portfolio value
10 years
FAIL
FAIL
● Live price
0.65%
Share price
$16.10
Annual div
$0.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$67.98
Full FAIL calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — FAIL vs PEP

📍 PEP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFAILPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FAIL + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FAIL pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAIL
Annual income on $10K today (after 15% tax)
$55.39/yr
After 10yr DRIP, annual income (after tax)
$57.78/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $52,536.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAIL + PEP for your $10,000?

FAIL: 50%PEP: 50%
100% PEP50/50100% FAIL
Portfolio after 10yr
$81.3K
Annual income
$30,971.83/yr
Blended yield
38.12%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

FAIL
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAIL buys
0
PEP buys
0
No recent congressional trades found for FAIL or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFAILPEP
Forward yield0.65%3.63%
Annual dividend / share$0.10$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$20.6K$141.9K
Annual income after 10y$67.98$61,875.67
Total dividends collected$667.00$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FAIL vs PEP ($10,000, DRIP)

YearFAIL PortfolioFAIL Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$10,765$65.16$10,849$509.42$84.00PEP
2$11,584$65.56$11,969$750.47$385.00PEP
3$12,461$65.93$13,500$1,124.14$1.0KPEP
4$13,400$66.28$15,680$1,721.66$2.3KPEP
5$14,404$66.61$18,929$2,715.34$4.5KPEP
6$15,479$66.92$24,023$4,450.80$8.5KPEP
7$16,630$67.21$32,510$7,669.92$15.9KPEP
8$17,862$67.48$47,709$14,093.60$29.8KPEP
9$19,180$67.74$77,415$28,083.48$58.2KPEP
10$20,590$67.98$141,922$61,875.67$121.3KPEP

FAIL vs PEP: Complete Analysis 2026

FAILStock

Under normal market conditions, the fund’s bond portfolio invests at least 40% of its total assets in investment grade, intermediate U.S. treasuries and TIPS and at least 40% of its total assets in ex-U.S. sovereign bonds, including investment grade and non-investment grade bonds issued by developed and emerging market governments with short and intermediate durations. The investment adviser intends to spend approximately one percent of the fund’s total assets per month to purchase put options.

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PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.