HomeCompareFAST vs UNP

FAST vs UNP: Dividend Comparison 2026

FAST yields 1.99% · UNP yields 2.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNP wins by $37.4K in total portfolio value
10 years
FAST
FAST
● Live price
1.99%
Share price
$45.12
Annual div
$0.90
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$2,804.27
Full FAST calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — FAST vs UNP

📍 UNP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFASTUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FAST + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FAST pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FAST
Annual income on $10K today (after 15% tax)
$169.55/yr
After 10yr DRIP, annual income (after tax)
$2,383.63/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, UNP beats the other by $13,320.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FAST + UNP for your $10,000?

FAST: 50%UNP: 50%
100% UNP50/50100% FAST
Portfolio after 10yr
$51.2K
Annual income
$10,639.59/yr
Blended yield
20.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

FAST
Analyst Ratings
11
Buy
18
Hold
2
Sell
Consensus: Hold
Price Target
$47.50
+5.3% upside vs current
Range: $43.00 — $52.00
Altman Z
32.5
Piotroski
7/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FAST buys
0
UNP buys
0
No recent congressional trades found for FAST or UNP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFASTUNP
Forward yield1.99%2.29%
Annual dividend / share$0.90$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%40.9%
Portfolio after 10y$32.5K$69.9K
Annual income after 10y$2,804.27$18,474.89
Total dividends collected$10.7K$44.9K
Payment frequencyquarterlyquarterly
SectorIndustrialsStock
Analyst consensusHoldBuy
Analyst price target$47.50$276.57

Year-by-year: FAST vs UNP ($10,000, DRIP)

YearFAST PortfolioFAST Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$10,949$249.34$11,023$322.76$74.00UNP
2$12,035$318.93$12,263$468.48$228.00UNP
3$13,287$409.52$13,808$686.31$521.00UNP
4$14,745$528.18$15,792$1,017.59$1.0KUNP
5$16,462$684.75$18,430$1,532.54$2.0KUNP
6$18,507$893.08$22,075$2,355.20$3.6KUNP
7$20,976$1,172.96$27,335$3,714.82$6.4KUNP
8$23,997$1,553.04$35,306$6,057.38$11.3KUNP
9$27,752$2,075.63$48,080$10,302.43$20.3KUNP
10$32,499$2,804.27$69,920$18,474.89$37.4KUNP

FAST vs UNP: Complete Analysis 2026

FASTIndustrials

Fastenal Company, together with its subsidiaries, engages in the wholesale distribution of industrial and construction supplies in the United States, Canada, Mexico, North America, and internationally. It offers fasteners, and related industrial and construction supplies under the Fastenal name. The company's fastener products include threaded fasteners, bolts, nuts, screws, studs, and related washers, which are used in manufactured products and construction projects, as well as in the maintenance and repair of machines. It also offers miscellaneous supplies and hardware, including pins, machinery keys, concrete anchors, metal framing systems, wire ropes, strut products, rivets, and related accessories. The company serves the manufacturing market comprising original equipment manufacturers; maintenance, repair, and operations; and non-residential construction market, which includes general, electrical, plumbing, sheet metal, and road contractors. It also serves farmers, truckers, railroads, mining companies, schools, and retail trades; and oil exploration, production, and refinement companies, as well as federal, state, and local governmental entities. The company distributes its products through a network of 3,209 in-market locations and 15 distribution centers. Fastenal Company was founded in 1967 and is headquartered in Winona, Minnesota.

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UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.