HomeCompareFBC vs ARCC

FBC vs ARCC: Dividend Comparison 2026

FBC yields 1020.52% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FBC wins by $22500516.91M in total portfolio value
10 years
FBC
FBC
● Live price
1020.52%
Share price
$37.54
Annual div
$383.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22500516.94M
Annual income
$18,864,256,927,097.92
Full FBC calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — FBC vs ARCC

📍 FBC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFBCARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FBC + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FBC pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FBC
Annual income on $10K today (after 15% tax)
$86,744.41/yr
After 10yr DRIP, annual income (after tax)
$16,034,618,388,033.23/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, FBC beats the other by $16,034,618,388,032.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FBC + ARCC for your $10,000?

FBC: 50%ARCC: 50%
100% ARCC50/50100% FBC
Portfolio after 10yr
$11250258.48M
Annual income
$9,432,128,463,549.54/yr
Blended yield
83.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

FBC
Analyst Ratings
7
Buy
7
Hold
Consensus: Buy
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FBC buys
0
ARCC buys
0
No recent congressional trades found for FBC or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFBCARCC
Forward yield1020.52%10.82%
Annual dividend / share$383.10$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$22500516.94M$24.5K
Annual income after 10y$18,864,256,927,097.92$1.16
Total dividends collected$22223463.61M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: FBC vs ARCC ($10,000, DRIP)

YearFBC PortfolioFBC Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$112,752$102,052.24$11,381$541.15+$101.4KFBC
2$1,196,030$1,075,384.96$12,621$284.08+$1.18MFBC
3$11,940,729$10,660,977.24$13,827$145.31+$11.93MFBC
4$112,248,859$99,472,278.42$15,062$73.43+$112.23MFBC
5$994,021,639$873,915,360.52$16,364$36.89+$994.01MFBC
6$8,296,287,309$7,232,684,154.83$17,757$18.49+$8296.27MFBC
7$65,293,206,270$56,416,178,850.03$19,258$9.25+$65293.19MFBC
8$484,821,692,218$414,957,961,508.16$20,880$4.63+$484821.67MFBC
9$3,398,373,841,249$2,879,614,630,576.61$22,636$2.32+$3398373.82MFBC
10$22,500,516,937,235$18,864,256,927,097.92$24,539$1.16+$22500516.91MFBC

FBC vs ARCC: Complete Analysis 2026

FBCStock

Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to consumer, commercial, and government customers in the United States. It operates in three segments: Community Banking, Mortgage Originations, and Mortgage Servicing. The Community Banking segment offers various products, such as checking and savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, commercial real estate loans, home builder finance loans, and warehouse lines of credit. It also provides other financial services, including consumer and corporate card services, customized treasury management solutions, merchant services, and capital markets services, such as loan syndications, and investment and insurance products and services. This segment serves consumer, business, and mortgage lending customers through its branch banking, business and commercial banking, government banking, and warehouse lending. The Mortgage Originations segment originates, acquires, and sells one-to-four family residential mortgage loans through mortgage branches, call centers, the Internet, and third-party counterparties. The Mortgage Servicing segment offers services and subservices mortgage and other consumer loans; and services loans for its loans held-for-investment and loans held-for-sale portfolios, as well as noninterest-bearing escrow services. As of December 31, 2021, the company operated 158 full service banking branches; and mortgages through a wholesale network of brokers and correspondents in 50 states, as well as 83 retail locations and 3 call centers in 28 states. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan.

Full FBC Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this FBC vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FBC vs SCHDFBC vs JEPIFBC vs OFBC vs KOFBC vs MAINFBC vs HTGCFBC vs GBDCFBC vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.