Is FCNYX or HDV a better dividend investment in 2026?

FCNYX currently yields 4.36% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: FCNYX offers higher current income.

What is the dividend yield difference between FCNYX and HDV?

FCNYX has a forward dividend yield of 4.36% ($0.44/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.44 percentage points.

Home › Compare › FCNYX vs HDV

FCNYX vs HDV: Dividend Comparison 2026

FCNYX yields 4.36% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCNYX wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCNYX

● Live price

4.36%

Share price

$10.06

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$576.53

Full FCNYX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — FCNYX vs HDV

📍 FCNYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCNYX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FCNYX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FCNYX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCNYX

Annual income on $10K today (after 15% tax)

$370.55/yr

After 10yr DRIP, annual income (after tax)

$490.05/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, FCNYX beats the other by $190.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FCNYX + HDV for your $10,000?

FCNYX: 50%HDV: 50%

100% HDV50/50100% FCNYX

Portfolio after 10yr

$25.4K

Annual income

$464.62/yr

Blended yield

1.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCNYX buys

HDV buys

No recent congressional trades found for FCNYX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCNYXHDV

Forward yield	4.36% ✓	2.92%
Annual dividend / share	$0.44	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.6K ✓	$24.3K
Annual income after 10y	$576.53 ✓	$352.73
Total dividends collected	$5.1K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCNYX vs HDV ($10,000, DRIP)

Year	FCNYX Portfolio	FCNYX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,136	$435.94	$11,002	$292.38	+$134.00 → FCNYX
2	$12,369	$453.71	$12,084	$300.36	+$285.00 → FCNYX
3	$13,706	$470.98	$13,250	$308.02	+$456.00 → FCNYX
4	$15,153	$487.74	$14,506	$315.35	+$647.00 → FCNYX
5	$16,718	$503.96	$15,858	$322.35	+$860.00 → FCNYX
6	$18,408	$519.63	$17,313	$329.04	+$1.1K → FCNYX
7	$20,231	$534.72	$18,878	$335.42	+$1.4K → FCNYX
8	$22,196	$549.24	$20,560	$341.49	+$1.6K → FCNYX
9	$24,313	$563.17	$22,367	$347.25	+$1.9K → FCNYX
10	$26,592	$576.53	$24,307	$352.73	+$2.3K → FCNYX

FCNYX vs HDV: Complete Analysis 2026

FCNYX — Stock

The fund normally invests at least 80% of assets in U.S. dollar-denominated money market and high quality investment-grade debt securities of all types, and repurchase agreements for those securities. It invests more than 25% of total assets in the financial services industries. The fund normally maintains a dollar-weighted average maturity of 0.75 years or less. It invests in fixed rate securities with a maximum maturity of two years or less and floating rate securities with a maximum maturity of three years or less.

Full FCNYX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.