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FCRZ vs SCHD: Dividend Comparison 2026

FCRZ yields 32.05% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCRZ wins by $119.8K in total portfolio value
10 years
FCRZ
FCRZ
● Live price
32.05%
Share price
$25.27
Annual div
$8.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$148.8K
Annual income
$20,851.04
Full FCRZ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FCRZ vs SCHD

📍 FCRZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFCRZSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FCRZ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FCRZ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCRZ
Annual income on $10K today (after 15% tax)
$2,723.90/yr
After 10yr DRIP, annual income (after tax)
$17,723.38/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FCRZ beats the other by $17,361.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCRZ + SCHD for your $10,000?

FCRZ: 50%SCHD: 50%
100% SCHD50/50100% FCRZ
Portfolio after 10yr
$88.9K
Annual income
$10,638.49/yr
Blended yield
11.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCRZ buys
0
SCHD buys
0
No recent congressional trades found for FCRZ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFCRZSCHD
Forward yield32.05% ✓3.46%
Annual dividend / share$8.10 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$148.8K ✓$29.0K
Annual income after 10y$20,851.04 ✓$425.95
Total dividends collected$104.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FCRZ vs SCHD ($10,000, DRIP)

YearFCRZ PortfolioFCRZ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,905$3,204.59$11,226$346.36+$2.7K → FCRZ
2$19,042$4,164.35$12,572$357.38+$6.5K → FCRZ
3$25,705$5,329.95$14,046$367.84+$11.7K → FCRZ
4$34,229$6,724.22$15,660$377.73+$18.6K → FCRZ
5$44,993$8,368.13$17,425$387.07+$27.6K → FCRZ
6$58,423$10,280.11$19,354$395.86+$39.1K → FCRZ
7$74,987$12,475.27$21,461$404.13+$53.5K → FCRZ
8$95,201$14,964.91$23,762$411.89+$71.4K → FCRZ
9$119,621$17,756.02$26,272$419.15+$93.3K → FCRZ
10$148,846$20,851.04$29,010$425.95+$119.8K → FCRZ

FCRZ vs SCHD: Complete Analysis 2026

FCRZ — Stock

FCRZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FCRZ shares.

Full FCRZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.