Is FCRZ or VYM a better dividend investment in 2026?

FCRZ currently yields 32.05% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FCRZ offers higher current income.

What is the dividend yield difference between FCRZ and VYM?

FCRZ has a forward dividend yield of 32.05% ($8.10/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 29.64 percentage points.

Home › Compare › FCRZ vs VYM

FCRZ vs VYM: Dividend Comparison 2026

FCRZ yields 32.05% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCRZ wins by $121.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCRZ

● Live price

32.05%

Share price

$25.27

Annual div

$8.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$148.8K

Annual income

$20,851.04

Full FCRZ calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FCRZ vs VYM

📍 FCRZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCRZ	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FCRZ + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FCRZ pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCRZ

Annual income on $10K today (after 15% tax)

$2,723.90/yr

After 10yr DRIP, annual income (after tax)

$17,723.38/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FCRZ beats the other by $17,486.62/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCRZ + VYM for your $10,000?

FCRZ: 50%VYM: 50%

100% VYM50/50100% FCRZ

Portfolio after 10yr

$88.3K

Annual income

$10,564.79/yr

Blended yield

11.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCRZ buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCRZVYM

Forward yield	32.05% ✓	2.41%
Annual dividend / share	$8.10 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$148.8K ✓	$27.8K
Annual income after 10y	$20,851.04 ✓	$278.55
Total dividends collected	$104.1K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FCRZ vs VYM ($10,000, DRIP)

Year	FCRZ Portfolio	FCRZ Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,905	$3,204.59	$11,151	$241.44	+$2.8K → FCRZ
2	$19,042	$4,164.35	$12,413	$246.79	+$6.6K → FCRZ
3	$25,705	$5,329.95	$13,794	$251.79	+$11.9K → FCRZ
4	$34,229	$6,724.22	$15,306	$256.47	+$18.9K → FCRZ
5	$44,993	$8,368.13	$16,960	$260.84	+$28.0K → FCRZ
6	$58,423	$10,280.11	$18,768	$264.92	+$39.7K → FCRZ
7	$74,987	$12,475.27	$20,745	$268.71	+$54.2K → FCRZ
8	$95,201	$14,964.91	$22,905	$272.24	+$72.3K → FCRZ
9	$119,621	$17,756.02	$25,265	$275.51	+$94.4K → FCRZ
10	$148,846	$20,851.04	$27,842	$278.55	+$121.0K → FCRZ

FCRZ vs VYM: Complete Analysis 2026

FCRZ — Stock

FCRZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FCRZ shares.

Full FCRZ Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this FCRZ vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FCRZ vs SCHD FCRZ vs JEPI FCRZ vs O FCRZ vs KO FCRZ vs MAIN FCRZ vs VIG FCRZ vs DGRO FCRZ vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.