Is FCUL or XYLD a better dividend investment in 2026?

FCUL currently yields 363.44% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: FCUL offers higher current income.

What is the dividend yield difference between FCUL and XYLD?

FCUL has a forward dividend yield of 363.44% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 352.24 percentage points.

Home › Compare › FCUL vs XYLD

FCUL vs XYLD: Dividend Comparison 2026

FCUL yields 363.44% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCUL wins by $5721.40M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FCUL

● Live price

363.44%

Share price

$0.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5721.43M

Annual income

$3,712,171,493.61

Full FCUL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — FCUL vs XYLD

📍 FCUL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FCUL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FCUL + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FCUL pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FCUL

Annual income on $10K today (after 15% tax)

$30,892.24/yr

After 10yr DRIP, annual income (after tax)

$3,155,345,769.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, FCUL beats the other by $3,155,342,921.19/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FCUL + XYLD for your $10,000?

FCUL: 50%XYLD: 50%

100% XYLD50/50100% FCUL

Portfolio after 10yr

$2860.73M

Annual income

$1,856,087,422.31/yr

Blended yield

64.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FCUL buys

XYLD buys

No recent congressional trades found for FCUL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFCULXYLD

Forward yield	363.44% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$5721.43M ✓	$25.9K
Annual income after 10y	$3,712,171,493.61 ✓	$3,351.03
Total dividends collected	$5531.48M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FCUL vs XYLD ($10,000, DRIP)

Year	FCUL Portfolio	FCUL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$47,044	$36,343.81	$10,840	$1,120.44	+$36.2K → FCUL
2	$210,127	$159,789.86	$11,786	$1,249.59	+$198.3K → FCUL
3	$891,864	$667,028.28	$12,854	$1,397.78	+$879.0K → FCUL
4	$3,600,221	$2,645,926.23	$14,063	$1,568.33	+$3.59M → FCUL
5	$13,834,395	$9,982,159.01	$15,434	$1,765.19	+$13.82M → FCUL
6	$50,651,367	$35,848,564.31	$16,995	$1,993.14	+$50.63M → FCUL
7	$176,861,489	$122,664,526.75	$18,777	$2,257.95	+$176.84M → FCUL
8	$589,534,168	$400,292,374.72	$20,818	$2,566.58	+$589.51M → FCUL
9	$1,877,809,569	$1,247,008,008.29	$23,163	$2,927.50	+$1877.79M → FCUL
10	$5,721,427,732	$3,712,171,493.61	$25,865	$3,351.03	+$5721.40M → FCUL

FCUL vs XYLD: Complete Analysis 2026

FCUL — Stock

Food Culture Inc., doing business as Super Fresh Foods, operates as a direct-to-consumer meal subscription company. It offers its product through www.allyourmeals.com brand. The company was formerly known as Golden Star Enterprises Ltd. and changed its name to Food Culture Inc. in July 2024. Food Culture Inc. is based in Las Vegas, Nevada.

Full FCUL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FCUL vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FCUL vs SCHD FCUL vs JEPI FCUL vs O FCUL vs KO FCUL vs MAIN FCUL vs QYLD FCUL vs JEPQ FCUL vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.