HomeCompareFDEC vs QYLD

FDEC vs QYLD: Dividend Comparison 2026

FDEC yields 4.02% · QYLD yields 12.24%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $558.00 in total portfolio value· pulled ahead in Year 10
10 years
FDEC
FDEC
● Live price
4.02%
Share price
$49.71
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$520.90
Full FDEC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
12.24%
Share price
$16.70
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$6,038.84
Full QYLD calculator →

Portfolio growth — FDEC vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFDECQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FDEC + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FDEC pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDEC
Annual income on $10K today (after 15% tax)
$341.98/yr
After 10yr DRIP, annual income (after tax)
$442.77/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,040.82/yr
After 10yr DRIP, annual income (after tax)
$5,133.01/yr
At 15% tax rate, QYLD beats the other by $4,690.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FDEC + QYLD for your $10,000?

FDEC: 50%QYLD: 50%
100% QYLD50/50100% FDEC
Portfolio after 10yr
$26.3K
Annual income
$3,279.87/yr
Blended yield
12.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDEC buys
0
QYLD buys
0
No recent congressional trades found for FDEC or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFDECQYLD
Forward yield4.02%12.24%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$26.5K
Annual income after 10y$520.90$6,038.84
Total dividends collected$4.6K$28.5K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FDEC vs QYLD ($10,000, DRIP)

YearFDEC PortfolioFDEC Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,102$402.33$10,384$1,224.49+$718.00FDEC
2$12,297$417.46$10,900$1,388.18+$1.4KFDEC
3$13,590$432.13$11,576$1,590.76+$2.0KFDEC
4$14,987$446.32$12,447$1,844.20+$2.5KFDEC
5$16,497$460.02$13,567$2,164.97+$2.9KFDEC
6$18,125$473.22$15,003$2,576.05+$3.1KFDEC
7$19,879$485.91$16,853$3,110.04+$3.0KFDEC
8$21,769$498.08$19,251$3,813.85+$2.5KFDEC
9$23,802$509.74$22,390$4,756.08+$1.4KFDEC
10← crossover$25,990$520.90$26,548$6,038.84$558.00QYLD

FDEC vs QYLD: Complete Analysis 2026

FDECStock

The investment objective of the FT Vest U.S. Equity Buffer ETF - December (the "Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 14.75% while providing a buffer (before fees and expenses) against the first 10% of Underlying ETF losses, over the period from December 22, 2025 to December 18, 2026.

Full FDEC Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.