HomeCompareFDEC vs XYLD

FDEC vs XYLD: Dividend Comparison 2026

FDEC yields 4.02% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FDEC wins by $125.00 in total portfolio value
10 years
FDEC
FDEC
● Live price
4.02%
Share price
$49.71
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$520.90
Full FDEC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FDEC vs XYLD

📍 FDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFDECXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FDEC + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FDEC pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDEC
Annual income on $10K today (after 15% tax)
$341.98/yr
After 10yr DRIP, annual income (after tax)
$442.77/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,405.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FDEC + XYLD for your $10,000?

FDEC: 50%XYLD: 50%
100% XYLD50/50100% FDEC
Portfolio after 10yr
$25.9K
Annual income
$1,935.96/yr
Blended yield
7.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDEC buys
0
XYLD buys
0
No recent congressional trades found for FDEC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFDECXYLD
Forward yield4.02%11.20%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$25.9K
Annual income after 10y$520.90$3,351.03
Total dividends collected$4.6K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FDEC vs XYLD ($10,000, DRIP)

YearFDEC PortfolioFDEC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,102$402.33$10,840$1,120.44+$262.00FDEC
2$12,297$417.46$11,786$1,249.59+$511.00FDEC
3$13,590$432.13$12,854$1,397.78+$736.00FDEC
4$14,987$446.32$14,063$1,568.33+$924.00FDEC
5$16,497$460.02$15,434$1,765.19+$1.1KFDEC
6$18,125$473.22$16,995$1,993.14+$1.1KFDEC
7$19,879$485.91$18,777$2,257.95+$1.1KFDEC
8$21,769$498.08$20,818$2,566.58+$951.00FDEC
9$23,802$509.74$23,163$2,927.50+$639.00FDEC
10$25,990$520.90$25,865$3,351.03+$125.00FDEC

FDEC vs XYLD: Complete Analysis 2026

FDECStock

The investment objective of the FT Vest U.S. Equity Buffer ETF - December (the "Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 14.75% while providing a buffer (before fees and expenses) against the first 10% of Underlying ETF losses, over the period from December 22, 2025 to December 18, 2026.

Full FDEC Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.