Is FDFIX or QYLD a better dividend investment in 2026?

FDFIX currently yields 1.20% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FDFIX and QYLD?

FDFIX has a forward dividend yield of 1.20% ($0.32/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.72 percentage points.

Home › Compare › FDFIX vs QYLD

FDFIX vs QYLD: Dividend Comparison 2026

FDFIX yields 1.20% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.0K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

FDFIX

● Live price

1.20%

Share price

$27.03

Annual div

$0.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.4K

Annual income

$129.56

Full FDFIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FDFIX vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDFIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDFIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FDFIX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDFIX

Annual income on $10K today (after 15% tax)

$101.89/yr

After 10yr DRIP, annual income (after tax)

$110.13/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,700.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDFIX + QYLD for your $10,000?

FDFIX: 50%QYLD: 50%

100% QYLD50/50100% FDFIX

Portfolio after 10yr

$23.4K

Annual income

$2,894.44/yr

Blended yield

12.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDFIX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDFIXQYLD

Forward yield	1.20%	11.92% ✓
Annual dividend / share	$0.32	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.4K	$25.4K ✓
Annual income after 10y	$129.56	$5,659.31 ✓
Total dividends collected	$1.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FDFIX vs QYLD ($10,000, DRIP)

Year	FDFIX Portfolio	FDFIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,820	$119.87	$10,352	$1,192.36	+$468.00 → FDFIX
2	$11,698	$121.21	$10,830	$1,347.57	+$868.00 → FDFIX
3	$12,640	$122.48	$11,460	$1,539.07	+$1.2K → FDFIX
4	$13,648	$123.68	$12,275	$1,777.84	+$1.4K → FDFIX
5	$14,728	$124.81	$13,323	$2,078.95	+$1.4K → FDFIX
6	$15,885	$125.87	$14,667	$2,463.34	+$1.2K → FDFIX
7	$17,124	$126.88	$16,396	$2,960.57	+$728.00 → FDFIX
8← crossover	$18,451	$127.83	$18,631	$3,612.97	$180.00 → QYLD
9	$19,871	$128.72	$21,548	$4,482.15	$1.7K → QYLD
10	$21,392	$129.56	$25,398	$5,659.31	$4.0K → QYLD

FDFIX vs QYLD: Complete Analysis 2026

FDFIX — Stock

The fund normally invests at least 80% of its assets in common stocks included in the S&P 500® Index, which broadly represents the performance of common stocks publicly traded in the United States.

Full FDFIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.