Is FDIV or FCPT a better dividend investment in 2026?

FDIV currently yields 2.93% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between FDIV and FCPT?

FDIV has a forward dividend yield of 2.93% ($0.78/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.12 percentage points.

Home › Compare › FDIV vs FCPT

FDIV vs FCPT: Dividend Comparison 2026

FDIV yields 2.93% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $24.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDIV

● Live price

2.93%

Share price

$26.73

Annual div

$0.78

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$354.15

Full FDIV calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FDIV vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDIV	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDIV + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FDIV pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDIV

Annual income on $10K today (after 15% tax)

$249.20/yr

After 10yr DRIP, annual income (after tax)

$301.03/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,607.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDIV + FCPT for your $10,000?

FDIV: 50%FCPT: 50%

100% FCPT50/50100% FDIV

Portfolio after 10yr

$36.6K

Annual income

$3,064.71/yr

Blended yield

8.38%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FDIV

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDIV buys

FCPT buys

No recent congressional trades found for FDIV or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDIVFCPT

Forward yield	2.93%	6.05% ✓
Annual dividend / share	$0.78	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$24.1K	$49.1K ✓
Annual income after 10y	$354.15	$5,775.28 ✓
Total dividends collected	$3.3K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FDIV vs FCPT ($10,000, DRIP)

Year	FDIV Portfolio	FDIV Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$10,993	$293.17	$11,401	$700.92	$408.00 → FCPT
2	$12,064	$301.21	$13,064	$864.84	$1.0K → FCPT
3	$13,217	$308.92	$15,051	$1,072.48	$1.8K → FCPT
4	$14,459	$316.31	$17,442	$1,337.22	$3.0K → FCPT
5	$15,794	$323.39	$20,340	$1,677.08	$4.5K → FCPT
6	$17,230	$330.15	$23,880	$2,116.57	$6.7K → FCPT
7	$18,773	$336.59	$28,241	$2,689.36	$9.5K → FCPT
8	$20,430	$342.74	$33,660	$3,442.07	$13.2K → FCPT
9	$22,208	$348.59	$40,456	$4,439.95	$18.2K → FCPT
10	$24,117	$354.15	$49,063	$5,775.28	$24.9K → FCPT

FDIV vs FCPT: Complete Analysis 2026

FDIV — Stock

The fund is a multi-manager, multi-strategy actively managed ETF. Its investment categories will be: (i) high yield corporate bonds, and first lien senior secured floating rate bank loans; (ii) mortgage-related investments; (iii) preferred securities; (iv) international sovereign bonds; (v) equity securities of Energy Infrastructure Companies, certain of which are referred to as master limited partnerships; and (vi) dividend paying U.S. exchange-traded equity securities of companies and depositary receipts.

Full FDIV Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.