Is FDMDF or SCHD a better dividend investment in 2026?

FDMDF currently yields 63.29% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FDMDF offers higher current income.

What is the dividend yield difference between FDMDF and SCHD?

FDMDF has a forward dividend yield of 63.29% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 59.83 percentage points.

Home › Compare › FDMDF vs SCHD

FDMDF vs SCHD: Dividend Comparison 2026

FDMDF yields 63.29% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FDMDF wins by $735.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDMDF

● Live price

63.29%

Share price

$3.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$764.6K

Annual income

$186,124.86

Full FDMDF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FDMDF vs SCHD

📍 FDMDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDMDF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDMDF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

FDMDF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDMDF

Annual income on $10K today (after 15% tax)

$5,379.75/yr

After 10yr DRIP, annual income (after tax)

$158,206.13/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FDMDF beats the other by $157,844.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDMDF + SCHD for your $10,000?

FDMDF: 50%SCHD: 50%

100% SCHD50/50100% FDMDF

Portfolio after 10yr

$396.8K

Annual income

$93,275.40/yr

Blended yield

23.51%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDMDF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDMDFSCHD

Forward yield	63.29% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$764.6K ✓	$29.0K
Annual income after 10y	$186,124.86 ✓	$425.95
Total dividends collected	$640.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FDMDF vs SCHD ($10,000, DRIP)

Year	FDMDF Portfolio	FDMDF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$17,029	$6,329.11	$11,226	$346.36	+$5.8K → FDMDF
2	$28,294	$10,072.82	$12,572	$357.38	+$15.7K → FDMDF
3	$45,916	$15,641.17	$14,046	$367.84	+$31.9K → FDMDF
4	$72,852	$23,722.09	$15,660	$377.73	+$57.2K → FDMDF
5	$113,128	$35,176.19	$17,425	$387.07	+$95.7K → FDMDF
6	$172,096	$51,049.70	$19,354	$395.86	+$152.7K → FDMDF
7	$256,722	$72,579.17	$21,461	$404.13	+$235.3K → FDMDF
8	$375,879	$101,185.92	$23,762	$411.89	+$352.1K → FDMDF
9	$540,649	$138,458.78	$26,272	$419.15	+$514.4K → FDMDF
10	$764,619	$186,124.86	$29,010	$425.95	+$735.6K → FDMDF

FDMDF vs SCHD: Complete Analysis 2026

FDMDF — Stock

4DMedical Limited operates as a medical technology company in Australia and the United States. It commercializes XV Technology, a four-dimensional lung imaging technology. The company also offers software as a service delivery model; XV lung ventilation analysis software; Permetium, a preclinical imaging system which quantify regional changes in pulmonary function; and AccuVent 200, a small animal ventilator. The company was incorporated in 2012 and is based in Carlton, Australia.

Full FDMDF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.