Is FDMDF or VYM a better dividend investment in 2026?

FDMDF currently yields 63.29% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FDMDF offers higher current income.

What is the dividend yield difference between FDMDF and VYM?

FDMDF has a forward dividend yield of 63.29% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 60.88 percentage points.

Home › Compare › FDMDF vs VYM

FDMDF vs VYM: Dividend Comparison 2026

FDMDF yields 63.29% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FDMDF wins by $736.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FDMDF

● Live price

63.29%

Share price

$3.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$764.6K

Annual income

$186,124.86

Full FDMDF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FDMDF vs VYM

📍 FDMDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FDMDF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FDMDF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

—

Oct

—

Nov

—

Dec

—

FDMDF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FDMDF

Annual income on $10K today (after 15% tax)

$5,379.75/yr

After 10yr DRIP, annual income (after tax)

$158,206.13/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FDMDF beats the other by $157,969.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FDMDF + VYM for your $10,000?

FDMDF: 50%VYM: 50%

100% VYM50/50100% FDMDF

Portfolio after 10yr

$396.2K

Annual income

$93,201.70/yr

Blended yield

23.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FDMDF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFDMDFVYM

Forward yield	63.29% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$764.6K ✓	$27.8K
Annual income after 10y	$186,124.86 ✓	$278.55
Total dividends collected	$640.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FDMDF vs VYM ($10,000, DRIP)

Year	FDMDF Portfolio	FDMDF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$17,029	$6,329.11	$11,151	$241.44	+$5.9K → FDMDF
2	$28,294	$10,072.82	$12,413	$246.79	+$15.9K → FDMDF
3	$45,916	$15,641.17	$13,794	$251.79	+$32.1K → FDMDF
4	$72,852	$23,722.09	$15,306	$256.47	+$57.5K → FDMDF
5	$113,128	$35,176.19	$16,960	$260.84	+$96.2K → FDMDF
6	$172,096	$51,049.70	$18,768	$264.92	+$153.3K → FDMDF
7	$256,722	$72,579.17	$20,745	$268.71	+$236.0K → FDMDF
8	$375,879	$101,185.92	$22,905	$272.24	+$353.0K → FDMDF
9	$540,649	$138,458.78	$25,265	$275.51	+$515.4K → FDMDF
10	$764,619	$186,124.86	$27,842	$278.55	+$736.8K → FDMDF

FDMDF vs VYM: Complete Analysis 2026

FDMDF — Stock

4DMedical Limited operates as a medical technology company in Australia and the United States. It commercializes XV Technology, a four-dimensional lung imaging technology. The company also offers software as a service delivery model; XV lung ventilation analysis software; Permetium, a preclinical imaging system which quantify regional changes in pulmonary function; and AccuVent 200, a small animal ventilator. The company was incorporated in 2012 and is based in Carlton, Australia.

Full FDMDF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.