HomeCompareFFBW vs BTI

FFBW vs BTI: Dividend Comparison 2026

FFBW yields 13.07% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FFBW wins by $9.6K in total portfolio value
10 years
FFBW
FFBW
● Live price
13.07%
Share price
$15.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.3K
Annual income
$2,946.46
Full FFBW calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — FFBW vs BTI

📍 FFBW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFBWBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FFBW + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFBW pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFBW
Annual income on $10K today (after 15% tax)
$1,111.11/yr
After 10yr DRIP, annual income (after tax)
$2,504.49/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, FFBW beats the other by $135.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFBW + BTI for your $10,000?

FFBW: 50%BTI: 50%
100% BTI50/50100% FFBW
Portfolio after 10yr
$42.5K
Annual income
$2,866.55/yr
Blended yield
6.75%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FFBW
No analyst data
Altman Z
0.6
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFBW buys
0
BTI buys
0
No recent congressional trades found for FFBW or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFBWBTI
Forward yield13.07%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$47.3K$37.7K
Annual income after 10y$2,946.46$2,786.64
Total dividends collected$21.0K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FFBW vs BTI ($10,000, DRIP)

YearFFBW PortfolioFFBW Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,007$1,307.19$11,299$598.92+$708.00FFBW
2$14,315$1,466.89$12,794$703.91+$1.5KFFBW
3$16,951$1,634.37$14,518$829.07+$2.4KFFBW
4$19,946$1,808.76$16,513$978.64+$3.4KFFBW
5$23,332$1,989.14$18,827$1,157.84+$4.5KFFBW
6$27,139$2,174.53$21,518$1,373.12+$5.6KFFBW
7$31,403$2,363.94$24,657$1,632.46+$6.7KFFBW
8$36,158$2,556.38$28,329$1,945.74+$7.8KFFBW
9$41,440$2,750.87$32,637$2,325.33+$8.8KFFBW
10$47,287$2,946.46$37,708$2,786.64+$9.6KFFBW

FFBW vs BTI: Complete Analysis 2026

FFBWStock

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. It operates through three full-service banking offices in Waukesha County, Wisconsin, and Milwaukee County. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.

Full FFBW Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.