HomeCompareFFDF vs GBDC

FFDF vs GBDC: Dividend Comparison 2026

FFDF yields 2.93% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FFDF wins by $199.98M in total portfolio value· pulled ahead in Year 8
10 years
FFDF
FFDF
● Live price
2.93%
Share price
$44.00
Annual div
$1.29
5Y div CAGR
97.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$220.83M
Annual income
$205,265,331.88
Full FFDF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — FFDF vs GBDC

📍 FFDF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFDFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FFDF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFDF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFDF
Annual income on $10K today (after 15% tax)
$249.20/yr
After 10yr DRIP, annual income (after tax)
$174,475,532.10/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, FFDF beats the other by $160,492,408.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFDF + GBDC for your $10,000?

FFDF: 50%GBDC: 50%
100% GBDC50/50100% FFDF
Portfolio after 10yr
$120.84M
Annual income
$110,858,032.86/yr
Blended yield
91.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

FFDF
No analyst data
Altman Z
0.0
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFDF buys
0
GBDC buys
0
No recent congressional trades found for FFDF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFDFGBDC
Forward yield2.93%11.86%
Annual dividend / share$1.29$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR97.1%51.1%
Portfolio after 10y$220.83M$20.85M
Annual income after 10y$205,265,331.88$16,450,733.83
Total dividends collected$219.65M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: FFDF vs GBDC ($10,000, DRIP)

YearFFDF PortfolioFFDF Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,278$577.86$12,492$1,791.70$1.2KGBDC
2$13,268$1,200.48$16,527$3,160.58$3.3KGBDC
3$16,798$2,601.52$23,588$5,904.90$6.8KGBDC
4$24,041$6,067.24$37,141$11,901.65$13.1KGBDC
5$41,719$15,995.23$66,205$26,463.38$24.5KGBDC
6$95,769$51,129.86$137,452$66,612.65$41.7KGBDC
7$318,679$216,206.07$342,372$195,298.53$23.7KGBDC
8← crossover$1,666,236$1,325,249.32$1,053,292$686,954.33+$612.9KFFDF
9$14,546,762$12,763,889.00$4,111,439$2,984,416.95+$10.44MFFDF
10$220,830,367$205,265,331.88$20,849,974$16,450,733.83+$199.98MFFDF

FFDF vs GBDC: Complete Analysis 2026

FFDFStock

FFD Financial Corporation operates as the bank holding company for First Federal Community Bank, National Association that provides various banking products and services. The company accepts checking and savings accounts. Its loan products include auto, boat, personal, term, commercial real estate, equipment, and home mortgage loans; and home equity and business lines of credit. The company also offers debit and credit cards; property and casualty insurance products; and cash management, overdraft, e-statement, direct deposit, bill pay, wire transfers, safe deposit boxes, night depository, and teller services, as well as online, telephone, and mobile banking services. It operates branches in Dover, New Philadelphia, Uhrichsville, Berlin, Mt. Hope, and Sugarcreek, Ohio. FFD Financial Corporation was founded in 1898 and is based in Dover, Ohio.

Full FFDF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.