HomeCompareFFF vs BTI

FFF vs BTI: Dividend Comparison 2026

FFF yields 9.70% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FFF wins by $201.00 in total portfolio value
10 years
FFF
FFF
● Live price
9.70%
Share price
$20.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.0K
Annual income
$1,785.36
Full FFF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — FFF vs BTI

📍 FFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFF
Annual income on $10K today (after 15% tax)
$824.44/yr
After 10yr DRIP, annual income (after tax)
$1,517.56/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $864.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFF + BTI for your $10,000?

FFF: 50%BTI: 50%
100% BTI50/50100% FFF
Portfolio after 10yr
$37.9K
Annual income
$2,293.82/yr
Blended yield
6.05%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FFF
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFF buys
0
BTI buys
0
No recent congressional trades found for FFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFFBTI
Forward yield9.70%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$38.0K$37.8K
Annual income after 10y$1,785.36$2,802.29
Total dividends collected$13.8K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FFF vs BTI ($10,000, DRIP)

YearFFF PortfolioFFF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,670$969.93$11,301$601.08+$369.00FFF
2$13,545$1,057.85$12,799$706.58+$746.00FFF
3$15,640$1,147.47$14,527$832.38+$1.1KFFF
4$17,973$1,238.32$16,527$982.75+$1.4KFFF
5$20,562$1,329.96$18,846$1,162.95+$1.7KFFF
6$23,423$1,421.93$21,545$1,379.49+$1.9KFFF
7$26,576$1,513.83$24,694$1,640.41+$1.9KFFF
8$30,042$1,605.27$28,378$1,955.69+$1.7KFFF
9$33,841$1,695.89$32,702$2,337.79+$1.1KFFF
10$37,995$1,785.36$37,794$2,802.29+$201.00FFF

FFF vs BTI: Complete Analysis 2026

FFFStock

FFF is designed for investors with a long-term time horizon by targeting founder-led companies. The fund seeks capital appreciation, believing these companies offer superior risk-adjusted returns. The fund defines founder-led companies to be managed by a founder serving as a Chief Officer (CEO, CTO, CSO or CMO). Using a proprietary, rules-based process, it selects 100 of the largest 200 founder-led firms using market-cap and other fundamental factors. It considers market highs and lows to navigate market cycles and remove emotional decision making. Except for technology, FFF does not intend to concentrate in any single sector and may invest in firms of any size. The fund may invest in non-US companies, provided they are listed on a US exchange. The market cap-weighted portfolio limits single security exposure to 7.5%. The actively managed portfolio is rebalanced and reconstituted quarterly.

Full FFF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.