HomeCompareFHLB vs JEPI

FHLB vs JEPI: Dividend Comparison 2026

FHLB yields 30.21% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FHLB wins by $105.0K in total portfolio value
10 years
FHLB
FHLB
● Live price
30.21%
Share price
$6.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$134.0K
Annual income
$17,838.51
Full FHLB calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — FHLB vs JEPI

📍 FHLB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHLBJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHLB + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHLB pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLB
Annual income on $10K today (after 15% tax)
$2,567.98/yr
After 10yr DRIP, annual income (after tax)
$15,162.73/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, FHLB beats the other by $13,863.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHLB + JEPI for your $10,000?

FHLB: 50%JEPI: 50%
100% JEPI50/50100% FHLB
Portfolio after 10yr
$81.5K
Annual income
$9,683.57/yr
Blended yield
11.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLB buys
0
JEPI buys
0
No recent congressional trades found for FHLB or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHLBJEPI
Forward yield30.21%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$134.0K$29.0K
Annual income after 10y$17,838.51$1,528.62
Total dividends collected$91.7K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FHLB vs JEPI ($10,000, DRIP)

YearFHLB PortfolioFHLB Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$13,721$3,021.15$11,260$840.19+$2.5KFHLB
2$18,556$3,874.17$12,641$907.94+$5.9KFHLB
3$24,751$4,896.48$14,150$978.20+$10.6KFHLB
4$32,588$6,104.03$15,795$1,050.85+$16.8KFHLB
5$42,380$7,510.90$17,584$1,125.74+$24.8KFHLB
6$54,475$9,128.77$19,526$1,202.74+$34.9KFHLB
7$69,255$10,966.50$21,628$1,281.69+$47.6KFHLB
8$87,133$13,029.76$23,898$1,362.43+$63.2KFHLB
9$108,553$15,320.83$26,347$1,444.79+$82.2KFHLB
10$133,990$17,838.51$28,982$1,528.62+$105.0KFHLB

FHLB vs JEPI: Complete Analysis 2026

FHLBStock

Friendly Hills Bank is a community bank which was formed to primarily serve the Southern California communities of eastern Los Angeles County and northern Orange County. The Bank was established in 2006 by prominent members of the local community who were seeking an alternative to the larger financial institutions in the area. The Bank is headquartered in Whittier, California, with additional branch offices in Orange, Redlands and Santa Fe Springs, California. For more information on the Bank, please visit www.friendlyhillsbank.com or call 562-947-1920.

Full FHLB Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.