HomeCompareFHLB vs JEPQ

FHLB vs JEPQ: Dividend Comparison 2026

FHLB yields 30.21% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FHLB wins by $89.2K in total portfolio value
10 years
FHLB
FHLB
● Live price
30.21%
Share price
$6.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$134.0K
Annual income
$17,838.51
Full FHLB calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — FHLB vs JEPQ

📍 FHLB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHLBJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHLB + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHLB pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLB
Annual income on $10K today (after 15% tax)
$2,567.98/yr
After 10yr DRIP, annual income (after tax)
$15,162.73/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, FHLB beats the other by $13,333.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHLB + JEPQ for your $10,000?

FHLB: 50%JEPQ: 50%
100% JEPQ50/50100% FHLB
Portfolio after 10yr
$89.4K
Annual income
$9,995.55/yr
Blended yield
11.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLB buys
0
JEPQ buys
0
No recent congressional trades found for FHLB or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHLBJEPQ
Forward yield30.21%11.10%
Annual dividend / share$2.00$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$134.0K$44.8K
Annual income after 10y$17,838.51$2,152.59
Total dividends collected$91.7K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FHLB vs JEPQ ($10,000, DRIP)

YearFHLB PortfolioFHLB Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$13,721$3,021.15$11,930$1,110.39+$1.8KFHLB
2$18,556$3,874.17$14,133$1,224.34+$4.4KFHLB
3$24,751$4,896.48$16,632$1,340.46+$8.1KFHLB
4$32,588$6,104.03$19,454$1,457.97+$13.1KFHLB
5$42,380$7,510.90$22,626$1,576.08+$19.8KFHLB
6$54,475$9,128.77$26,175$1,694.09+$28.3KFHLB
7$69,255$10,966.50$30,133$1,811.32+$39.1KFHLB
8$87,133$13,029.76$34,531$1,927.17+$52.6KFHLB
9$108,553$15,320.83$39,403$2,041.08+$69.2KFHLB
10$133,990$17,838.51$44,787$2,152.59+$89.2KFHLB

FHLB vs JEPQ: Complete Analysis 2026

FHLBStock

Friendly Hills Bank is a community bank which was formed to primarily serve the Southern California communities of eastern Los Angeles County and northern Orange County. The Bank was established in 2006 by prominent members of the local community who were seeking an alternative to the larger financial institutions in the area. The Bank is headquartered in Whittier, California, with additional branch offices in Orange, Redlands and Santa Fe Springs, California. For more information on the Bank, please visit www.friendlyhillsbank.com or call 562-947-1920.

Full FHLB Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.