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FHLSX vs BTI: Dividend Comparison 2026

FHLSX yields 2.96% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $13.5K in total portfolio value
10 years
FHLSX
FHLSX
● Live price
2.96%
Share price
$11.11
Annual div
$0.33
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$358.39
Full FHLSX calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — FHLSX vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHLSXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHLSX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHLSX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLSX
Annual income on $10K today (after 15% tax)
$251.71/yr
After 10yr DRIP, annual income (after tax)
$304.63/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,064.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHLSX + BTI for your $10,000?

FHLSX: 50%BTI: 50%
100% BTI50/50100% FHLSX
Portfolio after 10yr
$30.9K
Annual income
$1,572.52/yr
Blended yield
5.08%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FHLSX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLSX buys
0
BTI buys
0
No recent congressional trades found for FHLSX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHLSXBTI
Forward yield2.96%5.38%
Annual dividend / share$0.33$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$24.2K$37.7K
Annual income after 10y$358.39$2,786.64
Total dividends collected$3.3K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FHLSX vs BTI ($10,000, DRIP)

YearFHLSX PortfolioFHLSX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,996$296.13$11,299$598.92$303.00BTI
2$12,070$304.33$12,794$703.91$724.00BTI
3$13,227$312.20$14,518$829.07$1.3KBTI
4$14,473$319.74$16,513$978.64$2.0KBTI
5$15,813$326.97$18,827$1,157.84$3.0KBTI
6$17,254$333.87$21,518$1,373.12$4.3KBTI
7$18,802$340.46$24,657$1,632.46$5.9KBTI
8$20,465$346.74$28,329$1,945.74$7.9KBTI
9$22,250$352.71$32,637$2,325.33$10.4KBTI
10$24,166$358.39$37,708$2,786.64$13.5KBTI

FHLSX vs BTI: Complete Analysis 2026

FHLSXStock

The investment seeks total return. The fund is designed to assist investors in saving for future eligible medical expenses. Investing primarily in a combination of both actively and passively managed Fidelity bond and equity funds and affiliated and unaffiliated exchange-traded funds (collectively, underlying funds). Investing approximately 30% of the fund&#39;s assets in underlying equity funds and 70% of the fund&#39;s assets in underlying bond funds.

Full FHLSX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.