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FI vs RYLD: Dividend Comparison 2026

FI yields 3.13% · RYLD yields 12.39%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $20.8K in total portfolio value
10 years
FI
FI
● Live price
3.13%
Share price
$63.80
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$383.61
Full FI calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — FI vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FI + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FI pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FI
Annual income on $10K today (after 15% tax)
$266.46/yr
After 10yr DRIP, annual income (after tax)
$326.07/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $1,954.46/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FI + RYLD for your $10,000?

FI: 50%RYLD: 50%
100% RYLD50/50100% FI
Portfolio after 10yr
$34.9K
Annual income
$1,533.29/yr
Blended yield
4.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on FI right now

FI
Analyst Ratings
19
Buy
12
Hold
Consensus: Buy
Price Target
$109.21
+71.2% upside vs current
Range: $62.00 — $180.00
Altman Z
1.4
Piotroski
6/9
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FI buys
0
RYLD buys
0
No recent congressional trades found for FI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIRYLD
Forward yield3.13%12.39%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.5K$45.3K
Annual income after 10y$383.61$2,682.98
Total dividends collected$3.5K$19.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FI vs RYLD ($10,000, DRIP)

YearFI PortfolioFI Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,013$313.48$11,939$1,239.34$926.00RYLD
2$12,107$322.66$14,158$1,382.89$2.1KRYLD
3$13,286$331.50$16,682$1,532.59$3.4KRYLD
4$14,556$339.98$19,537$1,687.64$5.0KRYLD
5$15,923$348.11$22,752$1,847.20$6.8KRYLD
6$17,394$355.89$26,355$2,010.43$9.0KRYLD
7$18,975$363.33$30,376$2,176.45$11.4KRYLD
8$20,673$370.42$34,847$2,344.43$14.2KRYLD
9$22,497$377.18$39,800$2,513.54$17.3KRYLD
10$24,456$383.61$45,269$2,682.98$20.8KRYLD

FI vs RYLD: Complete Analysis 2026

FIStock

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

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RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.