Is FIMSX or FCPT a better dividend investment in 2026?

FIMSX currently yields 100.66% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FIMSX offers higher current income.

What is the dividend yield difference between FIMSX and FCPT?

FIMSX has a forward dividend yield of 100.66% ($10.12/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 94.61 percentage points.

Home › Compare › FIMSX vs FCPT

FIMSX vs FCPT: Dividend Comparison 2026

FIMSX yields 100.66% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FIMSX wins by $3.95M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIMSX

● Live price

100.66%

Share price

$10.05

Annual div

$10.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.00M

Annual income

$1,354,684.18

Full FIMSX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FIMSX vs FCPT

📍 FIMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIMSX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FIMSX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIMSX pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIMSX

Annual income on $10K today (after 15% tax)

$8,556.08/yr

After 10yr DRIP, annual income (after tax)

$1,151,481.55/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FIMSX beats the other by $1,146,572.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FIMSX + FCPT for your $10,000?

FIMSX: 50%FCPT: 50%

100% FCPT50/50100% FIMSX

Portfolio after 10yr

$2.03M

Annual income

$680,229.73/yr

Blended yield

33.58%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FIMSX

No analyst data

Altman Z

0.3

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIMSX buys

FCPT buys

No recent congressional trades found for FIMSX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIMSXFCPT

Forward yield	100.66% ✓	6.05%
Annual dividend / share	$10.12 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$4.00M	$49.1K ✓
Annual income after 10y	$1,354,684.18 ✓	$5,775.28
Total dividends collected	$3.58M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FIMSX vs FCPT ($10,000, DRIP)

Year	FIMSX Portfolio	FIMSX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$20,766	$10,065.98	$11,401	$700.92	+$9.4K → FIMSX
2	$41,755	$19,535.51	$13,064	$864.84	+$28.7K → FIMSX
3	$81,389	$36,711.16	$15,051	$1,072.48	+$66.3K → FIMSX
4	$153,962	$66,876.13	$17,442	$1,337.22	+$136.5K → FIMSX
5	$282,972	$118,232.23	$20,340	$1,677.08	+$262.6K → FIMSX
6	$505,867	$203,086.38	$23,880	$2,116.57	+$482.0K → FIMSX
7	$880,581	$339,304.28	$28,241	$2,689.36	+$852.3K → FIMSX
8	$1,494,222	$552,000.11	$33,660	$3,442.07	+$1.46M → FIMSX
9	$2,474,207	$875,388.93	$40,456	$4,439.95	+$2.43M → FIMSX
10	$4,002,085	$1,354,684.18	$49,063	$5,775.28	+$3.95M → FIMSX

FIMSX vs FCPT: Complete Analysis 2026

FIMSX — Stock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax (but may be subject to the federal alternative minimum tax).

Full FIMSX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.