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FIMSX vs PEP: Dividend Comparison 2026

FIMSX yields 100.66% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FIMSX wins by $3.86M in total portfolio value
10 years
FIMSX
FIMSX
● Live price
100.66%
Share price
$10.05
Annual div
$10.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.00M
Annual income
$1,354,684.18
Full FIMSX calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — FIMSX vs PEP

📍 FIMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIMSXPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FIMSX + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FIMSX pays
PEP pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIMSX
Annual income on $10K today (after 15% tax)
$8,556.08/yr
After 10yr DRIP, annual income (after tax)
$1,151,481.55/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, FIMSX beats the other by $1,098,887.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIMSX + PEP for your $10,000?

FIMSX: 50%PEP: 50%
100% PEP50/50100% FIMSX
Portfolio after 10yr
$2.07M
Annual income
$708,279.93/yr
Blended yield
34.18%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

FIMSX
No analyst data
Altman Z
0.3
Piotroski
3/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIMSX buys
0
PEP buys
0
No recent congressional trades found for FIMSX or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIMSXPEP
Forward yield100.66%3.63%
Annual dividend / share$10.12$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$4.00M$141.9K
Annual income after 10y$1,354,684.18$61,875.67
Total dividends collected$3.58M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FIMSX vs PEP ($10,000, DRIP)

YearFIMSX PortfolioFIMSX Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$20,766$10,065.98$10,849$509.42+$9.9KFIMSX
2$41,755$19,535.51$11,969$750.47+$29.8KFIMSX
3$81,389$36,711.16$13,500$1,124.14+$67.9KFIMSX
4$153,962$66,876.13$15,680$1,721.66+$138.3KFIMSX
5$282,972$118,232.23$18,929$2,715.34+$264.0KFIMSX
6$505,867$203,086.38$24,023$4,450.80+$481.8KFIMSX
7$880,581$339,304.28$32,510$7,669.92+$848.1KFIMSX
8$1,494,222$552,000.11$47,709$14,093.60+$1.45MFIMSX
9$2,474,207$875,388.93$77,415$28,083.48+$2.40MFIMSX
10$4,002,085$1,354,684.18$141,922$61,875.67+$3.86MFIMSX

FIMSX vs PEP: Complete Analysis 2026

FIMSXStock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax (but may be subject to the federal alternative minimum tax).

Full FIMSX Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.