Is FIMSX or QYLD a better dividend investment in 2026?

FIMSX currently yields 100.66% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: FIMSX offers higher current income.

What is the dividend yield difference between FIMSX and QYLD?

FIMSX has a forward dividend yield of 100.66% ($10.12/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 88.74 percentage points.

Home › Compare › FIMSX vs QYLD

FIMSX vs QYLD: Dividend Comparison 2026

FIMSX yields 100.66% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FIMSX wins by $3.98M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIMSX

● Live price

100.66%

Share price

$10.05

Annual div

$10.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.00M

Annual income

$1,354,684.18

Full FIMSX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FIMSX vs QYLD

📍 FIMSX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIMSX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FIMSX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIMSX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIMSX

Annual income on $10K today (after 15% tax)

$8,556.08/yr

After 10yr DRIP, annual income (after tax)

$1,151,481.55/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, FIMSX beats the other by $1,146,671.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIMSX + QYLD for your $10,000?

FIMSX: 50%QYLD: 50%

100% QYLD50/50100% FIMSX

Portfolio after 10yr

$2.01M

Annual income

$680,171.75/yr

Blended yield

33.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIMSX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIMSXQYLD

Forward yield	100.66% ✓	11.92%
Annual dividend / share	$10.12 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.00M	$25.4K ✓
Annual income after 10y	$1,354,684.18 ✓	$5,659.31
Total dividends collected	$3.58M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FIMSX vs QYLD ($10,000, DRIP)

Year	FIMSX Portfolio	FIMSX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$20,766	$10,065.98	$10,352	$1,192.36	+$10.4K → FIMSX
2	$41,755	$19,535.51	$10,830	$1,347.57	+$30.9K → FIMSX
3	$81,389	$36,711.16	$11,460	$1,539.07	+$69.9K → FIMSX
4	$153,962	$66,876.13	$12,275	$1,777.84	+$141.7K → FIMSX
5	$282,972	$118,232.23	$13,323	$2,078.95	+$269.6K → FIMSX
6	$505,867	$203,086.38	$14,667	$2,463.34	+$491.2K → FIMSX
7	$880,581	$339,304.28	$16,396	$2,960.57	+$864.2K → FIMSX
8	$1,494,222	$552,000.11	$18,631	$3,612.97	+$1.48M → FIMSX
9	$2,474,207	$875,388.93	$21,548	$4,482.15	+$2.45M → FIMSX
10	$4,002,085	$1,354,684.18	$25,398	$5,659.31	+$3.98M → FIMSX

FIMSX vs QYLD: Complete Analysis 2026

FIMSX — Stock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax (but may be subject to the federal alternative minimum tax).

Full FIMSX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this FIMSX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FIMSX vs SCHD FIMSX vs JEPI FIMSX vs O FIMSX vs KO FIMSX vs MAIN FIMSX vs XYLD FIMSX vs JEPQ FIMSX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.