Home › Compare › FISB vs EQR

FISB vs EQR: Dividend Comparison 2026

FISB yields 14.29% · EQR yields 4.73%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $18.2K in total portfolio value· pulled ahead in Year 2
10 years
FISB
FISB
● Live price
14.29%
Share price
$14.00
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$1.58
Full FISB calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — FISB vs EQR

📍 EQR pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFISBEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FISB + EQR cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FISB pays
EQR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISB
Annual income on $10K today (after 15% tax)
$1,214.29/yr
After 10yr DRIP, annual income (after tax)
$1.34/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, EQR beats the other by $3,245.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FISB + EQR for your $10,000?

FISB: 50%EQR: 50%
100% EQR50/50100% FISB
Portfolio after 10yr
$31.4K
Annual income
$1,910.59/yr
Blended yield
6.09%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

FISB
No analyst data
Altman Z
-0.5
Piotroski
3/9
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISB buys
0
EQR buys
0
No recent congressional trades found for FISB or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFISBEQR
Forward yield14.29% ✓4.73%
Annual dividend / share$2.00$2.77 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%15.8% ✓
Portfolio after 10y$22.2K$40.5K ✓
Annual income after 10y$1.58$3,819.61 ✓
Total dividends collected$1.5K$16.9K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FISB vs EQR ($10,000, DRIP)

YearFISB PortfolioFISB Income/yrEQR PortfolioEQR Income/yrGap
1$11,414$714.29$11,248$547.57+$166.00 → FISB
2← crossover$12,594$380.98$12,701$666.53$107.00 → EQR
3$13,672$196.43$14,405$814.59$733.00 → EQR
4$14,729$99.65$16,413$999.84$1.7K → EQR
5$15,810$50.16$18,795$1,232.92$3.0K → EQR
6$16,942$25.16$21,639$1,527.95$4.7K → EQR
7$18,141$12.60$25,057$1,903.80$6.9K → EQR
8$19,417$6.30$29,197$2,385.87$9.8K → EQR
9$20,779$3.15$34,250$3,008.70$13.5K → EQR
10$22,235$1.58$40,467$3,819.61$18.2K → EQR

FISB vs EQR: Complete Analysis 2026

FISB — Stock

1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company accepts various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposits; and debit cards and check orders. It also offers consumer lending solutions; business, agriculture and wine industry, and commercial real estate lending products; personal loans for business owners; and small business administration and government guaranteed lending solutions. In addition, the company invests in securities; provides online, mobile, and telephone banking services; and offers remote check scanning, remote branch deposit, electronic bill payment, remote ACH origination, and remote wire transfer request, as well as cash management services. It serves customers through full-service branch offices in Monterey, Salinas, King City, San Luis Obispo, and Santa Cruz. The company was founded in 2007 and is headquartered in Salinas, California.

Full FISB Calculator →

EQR — REIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
📬

Get this FISB vs EQR comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FISB vs SCHDFISB vs JEPIFISB vs OFISB vs KOFISB vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.