Is FISB or JEPQ a better dividend investment in 2026?

FISB currently yields 14.29% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: FISB offers higher current income.

What is the dividend yield difference between FISB and JEPQ?

FISB has a forward dividend yield of 14.29% ($2.00/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 3.19 percentage points.

Home › Compare › FISB vs JEPQ

FISB vs JEPQ: Dividend Comparison 2026

FISB yields 14.29% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $22.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FISB

● Live price

14.29%

Share price

$14.00

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$1.58

Full FISB calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — FISB vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FISB	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FISB + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FISB pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISB

Annual income on $10K today (after 15% tax)

$1,214.29/yr

After 10yr DRIP, annual income (after tax)

$1.34/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,828.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FISB + JEPQ for your $10,000?

FISB: 50%JEPQ: 50%

100% JEPQ50/50100% FISB

Portfolio after 10yr

$33.5K

Annual income

$1,077.08/yr

Blended yield

3.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISB buys

JEPQ buys

No recent congressional trades found for FISB or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFISBJEPQ

Forward yield	14.29% ✓	11.10%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$22.2K	$44.8K ✓
Annual income after 10y	$1.58	$2,152.59 ✓
Total dividends collected	$1.5K	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FISB vs JEPQ ($10,000, DRIP)

Year	FISB Portfolio	FISB Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$11,414	$714.29	$11,930	$1,110.39	$516.00 → JEPQ
2	$12,594	$380.98	$14,133	$1,224.34	$1.5K → JEPQ
3	$13,672	$196.43	$16,632	$1,340.46	$3.0K → JEPQ
4	$14,729	$99.65	$19,454	$1,457.97	$4.7K → JEPQ
5	$15,810	$50.16	$22,626	$1,576.08	$6.8K → JEPQ
6	$16,942	$25.16	$26,175	$1,694.09	$9.2K → JEPQ
7	$18,141	$12.60	$30,133	$1,811.32	$12.0K → JEPQ
8	$19,417	$6.30	$34,531	$1,927.17	$15.1K → JEPQ
9	$20,779	$3.15	$39,403	$2,041.08	$18.6K → JEPQ
10	$22,235	$1.58	$44,787	$2,152.59	$22.6K → JEPQ

FISB vs JEPQ: Complete Analysis 2026

FISB — Stock

1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company accepts various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposits; and debit cards and check orders. It also offers consumer lending solutions; business, agriculture and wine industry, and commercial real estate lending products; personal loans for business owners; and small business administration and government guaranteed lending solutions. In addition, the company invests in securities; provides online, mobile, and telephone banking services; and offers remote check scanning, remote branch deposit, electronic bill payment, remote ACH origination, and remote wire transfer request, as well as cash management services. It serves customers through full-service branch offices in Monterey, Salinas, King City, San Luis Obispo, and Santa Cruz. The company was founded in 2007 and is headquartered in Salinas, California.

Full FISB Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.