Is FISB or JNJ a better dividend investment in 2026?

FISB currently yields 14.29% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: FISB offers higher current income.

What is the dividend yield difference between FISB and JNJ?

FISB has a forward dividend yield of 14.29% ($2.00/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 10.93 percentage points.

Home › Compare › FISB vs JNJ

FISB vs JNJ: Dividend Comparison 2026

FISB yields 14.29% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FISB wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FISB

● Live price

14.29%

Share price

$14.00

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$1.58

Full FISB calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — FISB vs JNJ

📍 FISB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FISB	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FISB + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FISB pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISB

Annual income on $10K today (after 15% tax)

$1,214.29/yr

After 10yr DRIP, annual income (after tax)

$1.34/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, JNJ beats the other by $702.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FISB + JNJ for your $10,000?

FISB: 50%JNJ: 50%

100% JNJ50/50100% FISB

Portfolio after 10yr

$21.1K

Annual income

$414.68/yr

Blended yield

1.96%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

FISB

No analyst data

Altman Z

-0.5

Piotroski

3/9

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISB buys

JNJ buys

No recent congressional trades found for FISB or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFISBJNJ

Forward yield	14.29% ✓	3.36%
Annual dividend / share	$2.00	$4.96 ✓
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	-50%	5.8% ✓
Portfolio after 10y	$22.2K ✓	$20.0K
Annual income after 10y	$1.58	$827.78 ✓
Total dividends collected	$1.5K	$5.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: FISB vs JNJ ($10,000, DRIP)

Year	FISB Portfolio	FISB Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$11,414	$714.29	$10,676	$355.77	+$738.00 → FISB
2	$12,594	$380.98	$11,407	$389.39	+$1.2K → FISB
3	$13,672	$196.43	$12,198	$426.53	+$1.5K → FISB
4	$14,729	$99.65	$13,056	$467.62	+$1.7K → FISB
5	$15,810	$50.16	$13,987	$513.12	+$1.8K → FISB
6	$16,942	$25.16	$14,998	$563.56	+$1.9K → FISB
7	$18,141	$12.60	$16,098	$619.52	+$2.0K → FISB
8	$19,417	$6.30	$17,295	$681.69	+$2.1K → FISB
9	$20,779	$3.15	$18,599	$750.82	+$2.2K → FISB
10	$22,235	$1.58	$20,022	$827.78	+$2.2K → FISB

FISB vs JNJ: Complete Analysis 2026

FISB — Stock

1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company accepts various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposits; and debit cards and check orders. It also offers consumer lending solutions; business, agriculture and wine industry, and commercial real estate lending products; personal loans for business owners; and small business administration and government guaranteed lending solutions. In addition, the company invests in securities; provides online, mobile, and telephone banking services; and offers remote check scanning, remote branch deposit, electronic bill payment, remote ACH origination, and remote wire transfer request, as well as cash management services. It serves customers through full-service branch offices in Monterey, Salinas, King City, San Luis Obispo, and Santa Cruz. The company was founded in 2007 and is headquartered in Salinas, California.

Full FISB Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.