Is FISPX or QYLD a better dividend investment in 2026?

FISPX currently yields 8.39% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FISPX and QYLD?

FISPX has a forward dividend yield of 8.39% ($0.68/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.53 percentage points.

Home › Compare › FISPX vs QYLD

FISPX vs QYLD: Dividend Comparison 2026

FISPX yields 8.39% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FISPX wins by $9.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FISPX

● Live price

8.39%

Share price

$8.15

Annual div

$0.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.8K

Annual income

$1,425.14

Full FISPX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FISPX vs QYLD

📍 FISPX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FISPX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FISPX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FISPX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISPX

Annual income on $10K today (after 15% tax)

$712.96/yr

After 10yr DRIP, annual income (after tax)

$1,211.37/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,599.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FISPX + QYLD for your $10,000?

FISPX: 50%QYLD: 50%

100% QYLD50/50100% FISPX

Portfolio after 10yr

$30.1K

Annual income

$3,542.23/yr

Blended yield

11.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISPX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFISPXQYLD

Forward yield	8.39%	11.92% ✓
Annual dividend / share	$0.68	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.8K ✓	$25.4K
Annual income after 10y	$1,425.14	$5,659.31 ✓
Total dividends collected	$11.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FISPX vs QYLD ($10,000, DRIP)

Year	FISPX Portfolio	FISPX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,539	$838.77	$10,352	$1,192.36	+$1.2K → FISPX
2	$13,251	$904.52	$10,830	$1,347.57	+$2.4K → FISPX
3	$15,149	$970.79	$11,460	$1,539.07	+$3.7K → FISPX
4	$17,247	$1,037.26	$12,275	$1,777.84	+$5.0K → FISPX
5	$19,558	$1,103.63	$13,323	$2,078.95	+$6.2K → FISPX
6	$22,097	$1,169.64	$14,667	$2,463.34	+$7.4K → FISPX
7	$24,878	$1,235.01	$16,396	$2,960.57	+$8.5K → FISPX
8	$27,920	$1,299.52	$18,631	$3,612.97	+$9.3K → FISPX
9	$31,237	$1,362.96	$21,548	$4,482.15	+$9.7K → FISPX
10	$34,849	$1,425.14	$25,398	$5,659.31	+$9.5K → FISPX

FISPX vs QYLD: Complete Analysis 2026

FISPX — Stock

The fund invests its assets primarily in common stocks included in the Standard & Poor's 500 Index. It may invest in derivative contracts (such as, for example, futures contracts), to implement its investment strategies.

Full FISPX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this FISPX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FISPX vs SCHD FISPX vs JEPI FISPX vs O FISPX vs KO FISPX vs MAIN FISPX vs XYLD FISPX vs JEPQ FISPX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.