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FLJ vs GBDC: Dividend Comparison 2026

FLJ yields 244.05% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FLJ wins by $375.28M in total portfolio value
10 years
FLJ
FLJ
● Live price
244.05%
Share price
$0.82
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$396.13M
Annual income
$219,335,245.51
Full FLJ calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — FLJ vs GBDC

📍 FLJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLJGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FLJ + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FLJ pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLJ
Annual income on $10K today (after 15% tax)
$20,744.36/yr
After 10yr DRIP, annual income (after tax)
$186,434,958.68/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, FLJ beats the other by $172,451,834.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLJ + GBDC for your $10,000?

FLJ: 50%GBDC: 50%
100% GBDC50/50100% FLJ
Portfolio after 10yr
$208.49M
Annual income
$117,892,989.67/yr
Blended yield
56.55%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

FLJ
No analyst data
Altman Z
-10.8
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLJ buys
0
GBDC buys
0
No recent congressional trades found for FLJ or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLJGBDC
Forward yield244.05%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$396.13M$20.85M
Annual income after 10y$219,335,245.51$16,450,733.83
Total dividends collected$377.09M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: FLJ vs GBDC ($10,000, DRIP)

YearFLJ PortfolioFLJ Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$35,105$24,405.13$12,492$1,791.70+$22.6KFLJ
2$117,632$80,069.62$16,527$3,160.58+$101.1KFLJ
3$376,615$250,749.09$23,588$5,904.90+$353.0KFLJ
4$1,153,266$750,287.70$37,141$11,901.65+$1.12MFLJ
5$3,381,210$2,147,214.83$66,205$26,463.38+$3.32MFLJ
6$9,501,374$5,883,479.63$137,452$66,612.65+$9.36MFLJ
7$25,617,762$15,451,291.46$342,372$195,298.53+$25.28MFLJ
8$66,345,610$38,934,605.11$1,053,292$686,954.33+$65.29MFLJ
9$165,227,140$94,237,337.64$4,111,439$2,984,416.95+$161.12MFLJ
10$396,128,286$219,335,245.51$20,849,974$16,450,733.83+$375.28MFLJ

FLJ vs GBDC: Complete Analysis 2026

FLJStock

FLJ Group Limited operates a long-term apartment rental platform in the People's Republic of China. The company leases apartments from landlords, transforms them into standardized furnished rooms, and leases to people. It also provides internet connection and utility services as part of the lease agreement. The company was formerly known as Q&K International Group Limited and changed its name to FLJ Group Limited in September 2022. FLJ Group Limited was founded in 2012 and is based in Shanghai, the People's Republic of China.

Full FLJ Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.