Is FLJ or QYLD a better dividend investment in 2026?

FLJ currently yields 244.05% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: FLJ offers higher current income.

What is the dividend yield difference between FLJ and QYLD?

FLJ has a forward dividend yield of 244.05% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 232.13 percentage points.

Home › Compare › FLJ vs QYLD

FLJ vs QYLD: Dividend Comparison 2026

FLJ yields 244.05% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLJ wins by $396.10M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLJ

● Live price

244.05%

Share price

$0.82

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$396.13M

Annual income

$219,335,245.51

Full FLJ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FLJ vs QYLD

📍 FLJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLJ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLJ + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLJ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLJ

Annual income on $10K today (after 15% tax)

$20,744.36/yr

After 10yr DRIP, annual income (after tax)

$186,434,958.68/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, FLJ beats the other by $186,430,148.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLJ + QYLD for your $10,000?

FLJ: 50%QYLD: 50%

100% QYLD50/50100% FLJ

Portfolio after 10yr

$198.08M

Annual income

$109,670,452.41/yr

Blended yield

55.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLJ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLJQYLD

Forward yield	244.05% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$396.13M ✓	$25.4K
Annual income after 10y	$219,335,245.51 ✓	$5,659.31
Total dividends collected	$377.09M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLJ vs QYLD ($10,000, DRIP)

Year	FLJ Portfolio	FLJ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$35,105	$24,405.13	$10,352	$1,192.36	+$24.8K → FLJ
2	$117,632	$80,069.62	$10,830	$1,347.57	+$106.8K → FLJ
3	$376,615	$250,749.09	$11,460	$1,539.07	+$365.2K → FLJ
4	$1,153,266	$750,287.70	$12,275	$1,777.84	+$1.14M → FLJ
5	$3,381,210	$2,147,214.83	$13,323	$2,078.95	+$3.37M → FLJ
6	$9,501,374	$5,883,479.63	$14,667	$2,463.34	+$9.49M → FLJ
7	$25,617,762	$15,451,291.46	$16,396	$2,960.57	+$25.60M → FLJ
8	$66,345,610	$38,934,605.11	$18,631	$3,612.97	+$66.33M → FLJ
9	$165,227,140	$94,237,337.64	$21,548	$4,482.15	+$165.21M → FLJ
10	$396,128,286	$219,335,245.51	$25,398	$5,659.31	+$396.10M → FLJ

FLJ vs QYLD: Complete Analysis 2026

FLJ — Stock

FLJ Group Limited operates a long-term apartment rental platform in the People's Republic of China. The company leases apartments from landlords, transforms them into standardized furnished rooms, and leases to people. It also provides internet connection and utility services as part of the lease agreement. The company was formerly known as Q&K International Group Limited and changed its name to FLJ Group Limited in September 2022. FLJ Group Limited was founded in 2012 and is based in Shanghai, the People's Republic of China.

Full FLJ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.