Is FLMMF or XYLD a better dividend investment in 2026?

FLMMF currently yields 9.07% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FLMMF and XYLD?

FLMMF has a forward dividend yield of 9.07% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.91 percentage points.

Home › Compare › FLMMF vs XYLD

FLMMF vs XYLD: Dividend Comparison 2026

FLMMF yields 9.07% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLMMF wins by $11.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLMMF

● Live price

9.07%

Share price

$22.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.5K

Annual income

$1,606.83

Full FLMMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FLMMF vs XYLD

📍 FLMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLMMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLMMF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLMMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLMMF

Annual income on $10K today (after 15% tax)

$770.98/yr

After 10yr DRIP, annual income (after tax)

$1,365.81/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,370.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLMMF + XYLD for your $10,000?

FLMMF: 50%XYLD: 50%

100% XYLD50/50100% FLMMF

Portfolio after 10yr

$30.9K

Annual income

$2,412.92/yr

Blended yield

7.82%

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Analyst Conviction Gap

Where Wall Street is most bullish on FLMMF right now

FLMMF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

153.0

Piotroski

1/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLMMF buys

XYLD buys

No recent congressional trades found for FLMMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLMMFXYLD

Forward yield	9.07%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.5K ✓	$25.3K
Annual income after 10y	$1,606.83	$3,219.02 ✓
Total dividends collected	$12.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLMMF vs XYLD ($10,000, DRIP)

Year	FLMMF Portfolio	FLMMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,607	$907.03	$10,818	$1,098.39	+$789.00 → FLMMF
2	$13,403	$983.92	$11,738	$1,222.51	+$1.7K → FLMMF
3	$15,404	$1,061.87	$12,774	$1,364.64	+$2.6K → FLMMF
4	$17,622	$1,140.49	$13,944	$1,527.86	+$3.7K → FLMMF
5	$20,075	$1,219.41	$15,270	$1,715.87	+$4.8K → FLMMF
6	$22,779	$1,298.27	$16,775	$1,933.09	+$6.0K → FLMMF
7	$25,750	$1,376.73	$18,490	$2,184.87	+$7.3K → FLMMF
8	$29,007	$1,454.50	$20,450	$2,477.63	+$8.6K → FLMMF
9	$32,569	$1,531.28	$22,697	$2,819.19	+$9.9K → FLMMF
10	$36,455	$1,606.83	$25,280	$3,219.02	+$11.2K → FLMMF

FLMMF vs XYLD: Complete Analysis 2026

FLMMF — Stock

Filo Mining Corp., together with its subsidiaries, engages in the identification, acquisition, exploration, evaluation, and development of mineral properties in Chile and Argentina. Its flagship property is the 100% owned Filo del Sol copper-gold-silver deposit located in the Atacama region of Northern Chile and adjacent San Juan province of Argentina. The company was incorporated in 2016 and is headquartered in Vancouver, Canada.

Full FLMMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.