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FMBIO vs BTI: Dividend Comparison 2026

FMBIO yields 10.98% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FMBIO wins by $21.72M in total portfolio value
10 years
FMBIO
FMBIO
● Live price
10.98%
Share price
$26.45
Annual div
$2.91
5Y div CAGR
53%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.76M
Annual income
$17,342,271.90
Full FMBIO calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — FMBIO vs BTI

📍 FMBIO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMBIOBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMBIO + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMBIO pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMBIO
Annual income on $10K today (after 15% tax)
$933.55/yr
After 10yr DRIP, annual income (after tax)
$14,740,931.11/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, FMBIO beats the other by $14,738,562.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMBIO + BTI for your $10,000?

FMBIO: 50%BTI: 50%
100% BTI50/50100% FMBIO
Portfolio after 10yr
$10.90M
Annual income
$8,672,529.27/yr
Blended yield
79.57%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FMBIO
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMBIO buys
0
BTI buys
0
No recent congressional trades found for FMBIO or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMBIOBTI
Forward yield10.98%5.38%
Annual dividend / share$2.91$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53%11.3%
Portfolio after 10y$21.76M$37.7K
Annual income after 10y$17,342,271.90$2,786.64
Total dividends collected$21.35M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FMBIO vs BTI ($10,000, DRIP)

YearFMBIO PortfolioFMBIO Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,380$1,680.40$11,299$598.92+$1.1KFMBIO
2$16,222$2,974.77$12,794$703.91+$3.4KFMBIO
3$22,931$5,573.48$14,518$829.07+$8.4KFMBIO
4$35,802$11,265.59$16,513$978.64+$19.3KFMBIO
5$63,458$25,150.37$18,827$1,157.84+$44.6KFMBIO
6$131,644$63,743.63$21,518$1,373.12+$110.1KFMBIO
7$329,944$189,085.38$24,657$1,632.46+$305.3KFMBIO
8$1,030,691$677,650.73$28,329$1,945.74+$1.00MFMBIO
9$4,129,764$3,026,924.53$32,637$2,325.33+$4.10MFMBIO
10$21,761,119$17,342,271.90$37,708$2,786.64+$21.72MFMBIO

FMBIO vs BTI: Complete Analysis 2026

FMBIOStock

First Midwest Bancorp, Inc. operates as the bank holding company for First Midwest Bank that provides various banking products and services. The company accepts checking, NOW, money market, and savings accounts, as well as various types of short-term and long-term certificates of deposit. Its loan products include working capital needs; accounts receivable financing; inventory and equipment financing; sector-based lending, including healthcare, asset-based lending, structured finance, and syndications; agricultural loans; and mortgages, home equity lines and loans, personal loans, specialty loans, and consumer secured and unsecured loans, as well as funding for the construction, purchase, refinance, or improvement of commercial real estate properties. In addition, the company offers treasury management products and services comprising automated clearing house collection, lockbox, remote deposit capture, and financial electronic data interchange; wire transfer, account reconciliation, controlled disbursement, direct deposit, and positive pay services; information reporting services; corporate credit cards; and liquidity management, fraud prevention, and merchant services. Further, it provides fiduciary and executor, financial planning, investment advisory, employee benefit plan, and private banking services to corporate and public retirement plans, foundations and endowments, high net worth individuals, and multi-employer trust funds. Additionally, the company offers debit and automated teller machine (ATM), and credit cards; internet and mobile, and telephone banking services; and financial education services. The company operates 115 locations and 184 ATMs in metropolitan Chicago, southeast Wisconsin, northwest Indiana, central and western Illinois, eastern Iowa, and other markets in the Midwest. First Midwest Bancorp, Inc. was incorporated in 1982 and is headquartered in Chicago, Illinois.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.