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FMBIP vs ARCC: Dividend Comparison 2026

FMBIP yields 11.59% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FMBIP wins by $27.82M in total portfolio value
10 years
FMBIP
FMBIP
● Live price
11.59%
Share price
$26.45
Annual div
$3.07
5Y div CAGR
53%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.85M
Annual income
$22,431,103.96
Full FMBIP calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — FMBIP vs ARCC

📍 FMBIP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMBIPARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMBIP + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMBIP pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMBIP
Annual income on $10K today (after 15% tax)
$985.29/yr
After 10yr DRIP, annual income (after tax)
$19,066,438.37/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, FMBIP beats the other by $19,066,437.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMBIP + ARCC for your $10,000?

FMBIP: 50%ARCC: 50%
100% ARCC50/50100% FMBIP
Portfolio after 10yr
$13.94M
Annual income
$11,215,552.56/yr
Blended yield
80.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

FMBIP
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMBIP buys
0
ARCC buys
0
No recent congressional trades found for FMBIP or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMBIPARCC
Forward yield11.59%10.82%
Annual dividend / share$3.07$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53%-50%
Portfolio after 10y$27.85M$24.5K
Annual income after 10y$22,431,103.96$1.16
Total dividends collected$27.35M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: FMBIP vs ARCC ($10,000, DRIP)

YearFMBIP PortfolioFMBIP Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$12,474$1,773.53$11,381$541.15+$1.1KFMBIP
2$16,510$3,163.26$12,621$284.08+$3.9KFMBIP
3$23,652$5,986.85$13,827$145.31+$9.8KFMBIP
4$37,572$12,264.15$15,062$73.43+$22.5KFMBIP
5$68,060$27,857.13$16,364$36.89+$51.7KFMBIP
6$144,978$72,154.75$17,757$18.49+$127.2KFMBIP
7$374,906$219,779.50$19,258$9.25+$355.6KFMBIP
8$1,213,820$812,670.22$20,880$4.63+$1.19MFMBIP
9$5,061,088$3,762,300.23$22,636$2.32+$5.04MFMBIP
10$27,846,468$22,431,103.96$24,539$1.16+$27.82MFMBIP

FMBIP vs ARCC: Complete Analysis 2026

FMBIPStock

First Midwest Bancorp, Inc. operates as the bank holding company for First Midwest Bank that provides various banking products and services. The company accepts checking, NOW, money market, and savings accounts, as well as various types of short-term and long-term certificates of deposit. Its loan products include working capital needs; accounts receivable financing; inventory and equipment financing; sector-based lending, including healthcare, asset-based lending, structured finance, and syndications; agricultural loans; and mortgages, home equity lines and loans, personal loans, specialty loans, and consumer secured and unsecured loans, as well as funding for the construction, purchase, refinance, or improvement of commercial real estate properties. In addition, the company offers treasury management products and services comprising automated clearing house collection, lockbox, remote deposit capture, and financial electronic data interchange; wire transfer, account reconciliation, controlled disbursement, direct deposit, and positive pay services; information reporting services; corporate credit cards; and liquidity management, fraud prevention, and merchant services. Further, it provides fiduciary and executor, financial planning, investment advisory, employee benefit plan, and private banking services to corporate and public retirement plans, foundations and endowments, high net worth individuals, and multi-employer trust funds. Additionally, the company offers debit and automated teller machine (ATM), and credit cards; internet and mobile, and telephone banking services; and financial education services. The company operates 115 locations and 184 ATMs in metropolitan Chicago, southeast Wisconsin, northwest Indiana, central and western Illinois, eastern Iowa, and other markets in the Midwest. First Midwest Bancorp, Inc. was incorporated in 1982 and is headquartered in Chicago, Illinois.

Full FMBIP Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.