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FMBL vs EPRT: Dividend Comparison 2026

FMBL yields 1.35% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $41.4K in total portfolio value
10 years
FMBL
FMBL
● Live price
1.35%
Share price
$8,275.00
Annual div
$112.00
5Y div CAGR
3.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$209.49
Full FMBL calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — FMBL vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMBLEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMBL + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMBL pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMBL
Annual income on $10K today (after 15% tax)
$115.05/yr
After 10yr DRIP, annual income (after tax)
$178.07/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,736.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMBL + EPRT for your $10,000?

FMBL: 50%EPRT: 50%
100% EPRT50/50100% FMBL
Portfolio after 10yr
$42.7K
Annual income
$6,525.10/yr
Blended yield
15.28%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

FMBL
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.0
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMBL buys
0
EPRT buys
0
No recent congressional trades found for FMBL or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMBLEPRT
Forward yield1.35%3.92%
Annual dividend / share$112.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3.4%29%
Portfolio after 10y$22.0K$63.4K
Annual income after 10y$209.49$12,840.73
Total dividends collected$1.7K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: FMBL vs EPRT ($10,000, DRIP)

YearFMBL PortfolioFMBL Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,840$139.95$11,205$505.18$365.00EPRT
2$11,745$146.60$12,672$682.46$927.00EPRT
3$12,721$153.50$14,490$930.48$1.8KEPRT
4$13,772$160.66$16,786$1,282.69$3.0KEPRT
5$14,904$168.08$19,753$1,791.56$4.8KEPRT
6$16,123$175.78$23,677$2,541.64$7.6KEPRT
7$17,436$183.76$29,008$3,672.99$11.6KEPRT
8$18,848$192.03$36,463$5,425.08$17.6KEPRT
9$20,368$200.60$47,238$8,221.57$26.9KEPRT
10$22,004$209.49$63,385$12,840.73$41.4KEPRT

FMBL vs EPRT: Complete Analysis 2026

FMBLStock

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses. It offers checking, savings, Christmas club savings, health savings, money market, and investment accounts; demand and time deposits; certificates of deposit; and retirement plans. The company also provides personal, home, small business administration, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit, debit, and gift cards. In addition, it offers account management, receivables and payables, and risk management services; and merchant, electronic lockbox, mobile and remote deposit capture, digital wallet, direct deposit, escrow, faith-based and healthcare banking, and other services, as well as online and mobile banking services. As of December 31, 2021, the company operated 25 branches in Los Angeles, Orange, and Santa Barbara Counties. Farmers & Merchants Bank of Long Beach was incorporated in 1907 and is headquartered in Long Beach, California.

Full FMBL Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.