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FMBL vs MCD: Dividend Comparison 2026

FMBL yields 1.35% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $56.5K in total portfolio value· pulled ahead in Year 2
10 years
FMBL
FMBL
● Live price
1.35%
Share price
$8,275.00
Annual div
$112.00
5Y div CAGR
3.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$209.49
Full FMBL calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — FMBL vs MCD

📍 MCD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMBLMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FMBL + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMBL pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMBL
Annual income on $10K today (after 15% tax)
$115.05/yr
After 10yr DRIP, annual income (after tax)
$178.07/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,115.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMBL + MCD for your $10,000?

FMBL: 50%MCD: 50%
100% MCD50/50100% FMBL
Portfolio after 10yr
$50.3K
Annual income
$13,218.59/yr
Blended yield
26.29%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

FMBL
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.0
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMBL buys
0
MCD buys
0
No recent congressional trades found for FMBL or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMBLMCD
Forward yield1.35%2.35%
Annual dividend / share$112.00$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3.4%42.3%
Portfolio after 10y$22.0K$78.5K
Annual income after 10y$209.49$26,227.70
Total dividends collected$1.7K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: FMBL vs MCD ($10,000, DRIP)

YearFMBL PortfolioFMBL Income/yrMCD PortfolioMCD Income/yrGap
1$10,840$139.95$10,815$334.85+$25.00FMBL
2← crossover$11,745$146.60$11,826$491.71$81.00MCD
3$12,721$153.50$13,123$730.06$402.00MCD
4$13,772$160.66$14,853$1,100.07$1.1KMCD
5$14,904$168.08$17,257$1,690.61$2.4KMCD
6$16,123$175.78$20,752$2,667.01$4.6KMCD
7$17,436$183.76$26,103$4,354.83$8.7KMCD
8$18,848$192.03$34,794$7,437.78$15.9KMCD
9$20,368$200.60$49,926$13,461.60$29.6KMCD
10$22,004$209.49$78,550$26,227.70$56.5KMCD

FMBL vs MCD: Complete Analysis 2026

FMBLStock

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses. It offers checking, savings, Christmas club savings, health savings, money market, and investment accounts; demand and time deposits; certificates of deposit; and retirement plans. The company also provides personal, home, small business administration, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit, debit, and gift cards. In addition, it offers account management, receivables and payables, and risk management services; and merchant, electronic lockbox, mobile and remote deposit capture, digital wallet, direct deposit, escrow, faith-based and healthcare banking, and other services, as well as online and mobile banking services. As of December 31, 2021, the company operated 25 branches in Los Angeles, Orange, and Santa Barbara Counties. Farmers & Merchants Bank of Long Beach was incorporated in 1907 and is headquartered in Long Beach, California.

Full FMBL Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.