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FMCLX vs BTI: Dividend Comparison 2026

FMCLX yields 10.68% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FMCLX wins by $2.8K in total portfolio value
10 years
FMCLX
FMCLX
● Live price
10.68%
Share price
$15.28
Annual div
$1.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$2,084.62
Full FMCLX calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — FMCLX vs BTI

📍 FMCLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFMCLXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FMCLX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FMCLX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMCLX
Annual income on $10K today (after 15% tax)
$907.39/yr
After 10yr DRIP, annual income (after tax)
$1,771.93/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $596.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMCLX + BTI for your $10,000?

FMCLX: 50%BTI: 50%
100% BTI50/50100% FMCLX
Portfolio after 10yr
$39.1K
Annual income
$2,435.63/yr
Blended yield
6.23%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FMCLX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMCLX buys
0
BTI buys
0
No recent congressional trades found for FMCLX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFMCLXBTI
Forward yield10.68%5.38%
Annual dividend / share$1.63$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$40.5K$37.7K
Annual income after 10y$2,084.62$2,786.64
Total dividends collected$15.7K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FMCLX vs BTI ($10,000, DRIP)

YearFMCLX PortfolioFMCLX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,768$1,067.52$11,299$598.92+$469.00FMCLX
2$13,765$1,174.02$12,794$703.91+$971.00FMCLX
3$16,012$1,283.49$14,518$829.07+$1.5KFMCLX
4$18,529$1,395.34$16,513$978.64+$2.0KFMCLX
5$21,335$1,508.97$18,827$1,157.84+$2.5KFMCLX
6$24,452$1,623.83$21,518$1,373.12+$2.9KFMCLX
7$27,903$1,739.33$24,657$1,632.46+$3.2KFMCLX
8$31,711$1,854.96$28,329$1,945.74+$3.4KFMCLX
9$35,901$1,970.21$32,637$2,325.33+$3.3KFMCLX
10$40,499$2,084.62$37,708$2,786.64+$2.8KFMCLX

FMCLX vs BTI: Complete Analysis 2026

FMCLXStock

The fund normally invests its assets primarily in common stocks included in the Standard & Poor's MidCap 400 Index. The index is a broad-based market capitalization-weighted index of common stocks representing all major industries in the mid-range of the U.S. stock market. It may invest in derivatives contracts (such as, for example, futures contracts) to implement its investment strategies.

Full FMCLX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.