Is FMFN or BTI a better dividend investment in 2026?

FMFN currently yields 16666666.67% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: FMFN offers higher current income.

What is the dividend yield difference between FMFN and BTI?

FMFN has a forward dividend yield of 16666666.67% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 16666661.29 percentage points.

Home › Compare › FMFN vs BTI

FMFN vs BTI: Dividend Comparison 2026

FMFN yields 16666666.67% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FMFN wins by $7.875099011535182e+48M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FMFN

● Live price

16666666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.875099011535182e+48M

Annual income

$7,875,006,063,561,983,000,000,000,000,000,000,000,000,000,000,000,000,000.00

Full FMFN calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — FMFN vs BTI

📍 FMFN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FMFN	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FMFN + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FMFN pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FMFN

Annual income on $10K today (after 15% tax)

$1,416,666,666.67/yr

After 10yr DRIP, annual income (after tax)

$6,693,755,154,027,685,000,000,000,000,000,000,000,000,000,000,000,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, FMFN beats the other by $6,693,755,154,027,685,000,000,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FMFN + BTI for your $10,000?

FMFN: 50%BTI: 50%

100% BTI50/50100% FMFN

Portfolio after 10yr

$3.937549505767591e+48M

Annual income

$3,937,503,031,780,991,600,000,000,000,000,000,000,000,000,000,000,000,000.00/yr

Blended yield

100.00%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FMFN

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FMFN buys

BTI buys

No recent congressional trades found for FMFN or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFMFNBTI

Forward yield	16666666.67% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$7.875099011535182e+48M	$37.7K ✓
Annual income after 10y	$7,875,006,063,561,983,000,000,000,000,000,000,000,000,000,000,000,000,000.00 ✓	$2,786.64
Total dividends collected	$7.875092930763969e+48M	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: FMFN vs BTI ($10,000, DRIP)

Year	FMFN Portfolio	FMFN Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$1,666,677,367	$1,666,666,666.67	$11,299	$598.92	+$1666.67M → FMFN
2	$259,608,849,803,765	$259,607,066,458,982.28	$12,794	$703.91	+$259608849.79M → FMFN
3	$37,792,348,384,981,180,000	$37,792,070,603,511,890,000.00	$14,518	$829.07	+$37792348384981.16M → FMFN
4	$5,141,676,062,709,365,000,000,000	$5,141,635,624,896,592,000,000,000.00	$16,513	$978.64	+$5141676062709364736.00M → FMFN
5	$653,765,509,950,111,200,000,000,000,000	$653,760,008,356,724,100,000,000,000,000.00	$18,827	$1,157.84	+$6.537655099501111e+23M → FMFN
6	$77,688,328,398,682,620,000,000,000,000,000,000	$77,687,628,869,586,970,000,000,000,000,000,000.00	$21,518	$1,373.12	+$7.768832839868263e+28M → FMFN
7	$8,627,918,711,472,333,000,000,000,000,000,000,000,000	$8,627,835,584,960,948,000,000,000,000,000,000,000,000.00	$24,657	$1,632.46	+$8.627918711472333e+33M → FMFN
8	$895,514,923,634,792,800,000,000,000,000,000,000,000,000,000	$895,505,691,761,771,400,000,000,000,000,000,000,000,000,000.00	$28,329	$1,945.74	+$8.955149236347927e+38M → FMFN
9	$86,867,264,672,520,670,000,000,000,000,000,000,000,000,000,000,000	$86,866,306,471,552,390,000,000,000,000,000,000,000,000,000,000,000.00	$32,637	$2,325.33	+$8.686726467252067e+43M → FMFN
10	$7,875,099,011,535,182,000,000,000,000,000,000,000,000,000,000,000,000,000	$7,875,006,063,561,983,000,000,000,000,000,000,000,000,000,000,000,000,000.00	$37,708	$2,786.64	+$7.875099011535182e+48M → FMFN

FMFN vs BTI: Complete Analysis 2026

FMFN — Stock

First Montauk Financial Corp. does not have significant operations. Previously, it was engaged in the provision of securities brokerage and investment services to retail and institutional clients, as well as corporate finance and investment banking services to corporations and businesses; and insurance based products. The company was incorporated in 1963 and is headquartered in Red Bank, New Jersey.

Full FMFN Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this FMFN vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FMFN vs SCHD FMFN vs JEPI FMFN vs O FMFN vs KO FMFN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.