HomeCompareFNBT vs ARCC

FNBT vs ARCC: Dividend Comparison 2026

FNBT yields 5.25% · ARCC yields 10.65%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FNBT wins by $3.8K in total portfolio value· pulled ahead in Year 3
10 years
FNBT
FNBT
● Live price
5.25%
Share price
$38.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.3K
Annual income
$734.95
Full FNBT calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — FNBT vs ARCC

📍 FNBT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFNBTARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FNBT + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FNBT pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNBT
Annual income on $10K today (after 15% tax)
$446.55/yr
After 10yr DRIP, annual income (after tax)
$624.71/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, FNBT beats the other by $623.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FNBT + ARCC for your $10,000?

FNBT: 50%ARCC: 50%
100% ARCC50/50100% FNBT
Portfolio after 10yr
$26.4K
Annual income
$368.05/yr
Blended yield
1.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

FNBT
No analyst data
Altman Z
0.2
Piotroski
4/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNBT buys
0
ARCC buys
0
No recent congressional trades found for FNBT or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFNBTARCC
Forward yield5.25%10.65%
Annual dividend / share$2.00$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$28.3K$24.5K
Annual income after 10y$734.95$1.14
Total dividends collected$6.3K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: FNBT vs ARCC ($10,000, DRIP)

YearFNBT PortfolioFNBT Income/yrARCC PortfolioARCC Income/yrGap
1$11,225$525.35$11,373$532.74$148.00ARCC
2$12,562$551.14$12,608$279.46$46.00ARCC
3← crossover$14,018$576.43$13,809$142.90+$209.00FNBT
4$15,600$601.15$15,042$72.20+$558.00FNBT
5$17,318$625.24$16,341$36.27+$977.00FNBT
6$19,179$648.66$17,732$18.18+$1.4KFNBT
7$21,193$671.37$19,231$9.10+$2.0KFNBT
8$23,369$693.34$20,851$4.55+$2.5KFNBT
9$25,720$714.53$22,605$2.28+$3.1KFNBT
10$28,255$734.95$24,504$1.14+$3.8KFNBT

FNBT vs ARCC: Complete Analysis 2026

FNBTStock

FineMark Holdings, Inc. operates as the holding company for FineMark National Bank & Trust that provides various banking products and financial services to individual and corporate clients. The company offers checking, savings, money market, health savings, individual retirement, repurchase, and interest on lawyer trust and trust accounts; certificates of deposit; and debit and credit cards. It also provides construction, home equity, home purchase, refinance, aircraft and marine, consumer goods, business expansion and working capital, and equipment purchase loans; line and letter of credit; loans secured by marketable securities; and safe deposit boxes, online service integration, and text and email alerts. In addition, the company offers foreign currency order and exchange, funds transfer, medallion guarantee, notary, overdraft, mobile and online banking, remote deposit capture, mobile check and direct deposit, bill pay, stop payment, merchant, automated clearing house, lockbox, ATM, positive pay, and insured cash sweep and certificate of deposit account registry services. Further, it provides financial planning services, such as asset protection, estate, charitable gift, retirement, educational, and business succession planning services; personalized business management services to professional athletes; and personal and business checks. Additionally, the company offers personal fiduciary services comprising investment management, real estate and special asset management, closely held family business management, and accounting and tax compliance, as well as estate planning documents, tax reviewing services, and estate settlement and wealth transfer; and investment solutions. It operates twelve banking offices in Lee, Collier and Palm Beach County, Florida, Maricopa County, Arizona, and Berkeley County, South Carolina. The company was incorporated in 2006 and is headquartered in Fort Myers, Florida.

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ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.